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18497 Moro Rd, Salinas, CA 93907 Property Records

Monterey County property record for 18497 Moro Rd, Salinas, CA 93907 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,000 sqft · built 1963
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on File
Last Sale$227,000 (May 2010)
Tax Bill$4,421 (2025)
Deeds & MortgagesMay 2026 Reverse Mortgage
May 2026 Reverse Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN125-212-038-000

Property Details

APN / Parcel Number

Primary APN125-212-038-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,000 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleOther
Construction TypeWood
Lot Area130,680 sqft
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address18497 MORO RD
CitySALINAS
StateCA
Zip93907-8917
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASSRS MP 15 BNYMC RO ASSRS SUB A OF LOT 243 EXC PORS DESC IN R194 PG 81 & R324 PG 121 3 AC APRX EXC RW
Legal SubdivisionASSRS MP 15 BNYMC RO
Legal Block2
Legal Lot Number243
JurisdictionMONTEREY CA
Township / Civil DivisionCASTROVILLE
Census Block Group2
Census Block2002
Census Tract10305

Owner

Source: Monterey County records · APN 125-212-038-000

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address18497 MORO RD, SALINAS, CA 93907-8917
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Deed of Trust, Mortgage · Reverse Mortgage
FEDERAL HOUSING COMMISSIONER
May 28, 2026Deed of Trust, Mortgage · Reverse Mortgage
MUTUAL/OMAHA MORTGAGE LLC
Dec 31, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 20, 2010 · Amount on Record
Deed SaleMay 20, 2010 · Amount on Record
Deed Document Number201028162
Last Transfer DateDec 23, 2019
Transfer Doc0000062360
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Recording DateMay 28, 2026
Property Address18497 MORO RD, SALINAS, CA 93907-8917
Document Number0000018040
Instrument DateApr 24, 2026
Instrument202618040
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address18497 MORO RD, SALINAS, CA 93907-8917

Mortgage

Document Number0000018040,
DateMay 28, 2026
Instrument202618040
Lender
NameFEDERAL HOUSING COMMISSIONER
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term999 Months
Interest
Rate6.38%
Max Rate-1%

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Recording DateMay 28, 2026
Property Address18497 MORO RD, SALINAS, CA 93907-8917
Document Number0000018039
Instrument DateApr 24, 2026
Instrument202618039
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address18497 MORO RD, SALINAS, CA 93907-8917

Mortgage

Document Number0000018039,
DateMay 28, 2026
Instrument202618039
Lender
NameMUTUAL/OMAHA MORTGAGE LLC
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term999 Months
Interest
Rate6.38%
Max Rate-1%

December 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateDec 31, 2019
Property Address18497 MORO RD, SALINAS, CA 93907-8917
Document Number0000062360
Map ReferenceMB 1 PG 55
Instrument DateDec 23, 2019
Instrument2019062360
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address18497 MORO RD, SALINAS, CA 93907-8917

Mortgage

Document Number0000062361
DateDec 31, 2019
Instrument2019062361
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2035

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictNorth Monterey County Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$408,111 (+2%) Land $131,654 Building $276,457
2025$4,421.00 (+4.29%) Homeowner's exemption$400,110 (+4.04%) Land $129,073 Building $271,037
2023$4,239.00 (+0.62%) Homeowner's exemption$384,575 Land $124,062 Building $260,513
2022$4,213.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530103052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1999–2000)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2000, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 85 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
RazzolinkFixed Wireless (unlicensed)500 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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