Burke County property record for 1849 Southpointe Dr, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 5,125 sqft · built 2007 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,100,000 (Jan 2016) |
| Tax Bill | $11,004 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1754939062 |
| Primary APN | 1754939062 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 5,125 sqft Living Area |
| 1st Floor Area | 2,350 sqft |
| Basement Area | 1,243 sqft |
| Finished Basement | 1,175 sqft |
| Unfinished Basement | 1,243 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Type | Attached |
| Garage Area | 943 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 401 sqft |
| Deck Area | 45 sqft |
| Patio Area | 605 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1849 SOUTHPOINTE DR |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-9894 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 1849 SOUTHPOINTE DR MORGANTON, NC 28655 |
| Legal Subdivision | SOUTHPOINTE SUBDIVISION |
| Jurisdiction | BURKE NC |
| Township / Civil Division | LINVILLE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 20203 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1849 SOUTHPOINTE DR, MORGANTON, NC 28655-9894 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2016 · Amount on Record |
| Deed Sale | Jan 21, 2016 · Amount on Record |
| Deed Document Number | 2016543 |
| Deed Book / Page | 2220 / 718 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | May 27, 2022 |
| Property Address | 1849 SOUTHPOINTE DR, MORGANTON, NC 28655-9894 |
| Document Number | 0026250760 |
| Book / Page | 2625 / 760 |
| Map Reference | MB 12 PG 272-276 |
| Instrument Date | May 17, 2022 |
| Instrument | 2021021689 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3900 WEST ST UNIT 101, 3900, CINCINNATI, OH 45227-3389 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1849 SOUTHPOINTE DR, MORGANTON, NC 28655-9894 |
| Document Number | 2021021691 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 2021021691 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.12% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.12% |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,004.00 (-3.65%) | $1,717,733 (-) Land $508,500 Building $1,209,233 | $1,717,733 (-) Land $508,500 Building $1,209,233 |
| 2025 | $11,421.00 (+4.12%) | $1,717,733 (+1.03%) Land $508,500 Building $1,209,233 | $1,717,733 (+1.03%) Land $508,500 Building $1,209,233 |
| 2023 | $10,969.00 | $1,700,219 Land $508,500 Building $1,191,719 | $1,700,219 Land $508,500 Building $1,191,719 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
May also be available: Spectrum.
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