1849 Mathis Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1849 Mathis Rd, Saint Cloud, FL 34771

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 1,782 sqft · built 2000
Lot Size	1 acres (43,690 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jun 2020)
Tax Bill	$1,999 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-26-31-0000-0301-0000`

Property Details

APN / Parcel Number

Primary APN	`04-26-31-0000-0301-0000`
Alternative APNs	`263104000003010000` `95741`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,782 sqft Living Area
Gross Area	2,022 sqft
1st Floor Area	1,782 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2008
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,690 sqft (1 acres)
Garage Area	1,800 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Finished Vinyl Porch
Porch Area	396 sqft
Deck Area	96 sqft
Patio Area	1,800 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1849 MATHIS RD
City	SAINT CLOUD
State	FL
Zip	34771-8672
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RMH-1
Legal Description	COM AT SE COR OF SEC, N 2094.8 FT, W 499.3 FT TO POB; CONT W 191.20 FT, S 100 FT, W 289 FT TO MATHIS RD, S 51.18 FT, E 480.2 FT, N 151.18 FT TO POB
Legal Range	31E
Legal Township	26S
Legal Section	04
Legal Subdivision	SHAKER COLONY
Legal Tract	0000
Legal Block	301
Legal Lot Number	301
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2023
Census Tract	43700

Owner

Source: Osceola County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1849 MATHIS RD, SAINT CLOUD, FL 34771-8672
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jun 30, 2020	Warranty Deed, Transfer · VA Mortgage PLAZA HOME MORTGAGE INC
Apr 3, 2018	Warranty Deed, Transfer DEBRA LAWYER
Jul 31, 2017	Grant Deed, Transfer ATTORNEY ONLY
May 31, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2020 · Amount on Record
Deed Sale	Jun 30, 2020 · Amount on Record
Prior Sale	Apr 3, 2018 · Amount on Record
Deed Document Number	202084172
Deed Book / Page	5746 / 1159
Last Transfer Date	Oct 7, 2020
Transfer Doc	0000148175
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1849 MATHIS RD, SAINT CLOUD, FL 34771-8672
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057560853
Date	Jul 16, 2020
Book Page	5756/853
Instrument	2020093246

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 30, 2020
Property Address	1849 MATHIS RD, SAINT CLOUD, FL 34771-8672
Document Number	0057461159
Book / Page	5746 / 1159
Instrument Date	Jun 29, 2020
Instrument	2020084172
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 CODY ALLEN CT, 520, SAINT CLOUD, FL 34769-5730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1849 MATHIS RD, SAINT CLOUD, FL 34771-8672

Mortgage

Document Number	0057461161
Date	Jun 30, 2020
Instrument	5746/1161

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 3, 2018
Property Address	1849 MATHIS RD, SAINT CLOUD, FL 34771-8672
Document Number	0053101057
Book / Page	005310 / 001057
Instrument Date	Mar 22, 2018
Instrument	51721
Transaction Type	Transfer
Record Updated	Apr 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1849 MATHIS RD MAGNOLIA SQUARE FL 347718672, MAGNOLIA SQUARE, FL 34771-8672

Mortgage

Document Number	53101059
Date	Apr 3, 2018
Book Page	005310/001059
Instrument	51722

Lender

Name	DEBRA LAWYER
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 2, 2033

Interest

Rate	4%

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 31, 2017
Property Address	1849 MATHIS RD, SAINT CLOUD, FL 34771-8672
Document Number	0051862269
Book / Page	005186 / 002269
Instrument Date	Jul 25, 2017
Instrument	110243
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$651.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1849 MATHIS RD MAGNOLIA SQUARE FL 347718672, MAGNOLIA SQUARE, FL 34771-8672

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 31, 2017
Property Address	1849 MATHIS RD, SAINT CLOUD, FL 34771-8672
Document Number	0051561482
Book / Page	005156 / 001482
Instrument Date	Apr 3, 2017
Instrument	79442
Transaction Type	Foreclosure
Record Updated	Jul 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3000 BAYPORT DR #880 TAMPA FL 336078409, 880, TAMPA, FL 33607-8409

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,999.00 (+13.07%) Homeowner's exemption Veteran's exemption Widower's exemption	$143,728 (+11.58%)	$266,400 (-1.52%) Land $52,000 Building $214,400
2024	$1,768.00 (+2.79%)
2023	$1,720.00 (+2.02%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$128,817 (+3%)	$270,500 (+22.29%) Land $52,000 Building $218,500
2022	$1,686.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$125,066	$221,200 Land $52,000 Building $169,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	5 (1994–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon, Xfinity.

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