1849 Killarn Cir, Middleburg, FL 32068 Property Records

Clay County property record for 1849 Killarn Cir, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,690 sqft · built 1986
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$131,800 (Oct 2018)
Tax Bill	$1,697 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-05-25-009001-002-49`

Property Details

APN / Parcel Number

Primary APN	`04-05-25-009001-002-49`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,690 sqft Heated Area
Gross Area	2,190 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.289 acres)
Lot Dimensions	178 ft deep x 71 ft wide

Exterior Amenities

Porch	Porch
Porch Area	126 sqft
Patio Area	374 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1849 KILLARN CIR
City	MIDDLEBURG
State	FL
Zip	32068-4325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 48 SHAMROCK LAKE AS REC OR 4134 PG 2107
Legal Range	25
Legal Township	05
Legal Section	04
Legal Subdivision	SHAMROCK LAKE
Legal Lot Number	48
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2008
Census Tract	30209

Owner

1849 Killarn Cir is owned and occupied by an individual who bought it in October 2018.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1849 KILLARN CIR, MIDDLEBURG, FL 32068-4325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 10, 2019	Deed of Trust, Mortgage · VA Mortgage HAMILTON GROUP FUNDING INC
Oct 24, 2018	Warranty Deed, Transfer · VA Mortgage HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2018 · Amount on File
Deed Sale	Oct 24, 2018 · Amount on File
Prior Sale	May 18, 2001 · Amount on File
Deed Document Number	2018055856
Deed Book / Page	4134 / 2107
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1849 KILLARN CIR, MIDDLEBURG, FL 32068-4325
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1849 KILLARN CIR, MIDDLEBURG, FL 32068-4325

Mortgage

Document Number	0045051679
Date	Sep 7, 2021
Book Page	4505/1679
Instrument	2021056151

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1849 KILLARN CIR, MIDDLEBURG, FL 32068-4325
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042091488
Date	Jul 10, 2019
Book Page	4209/1488
Instrument	2019035686

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Oct 24, 2018
Property Address	1849 KILLARN CIR, MIDDLEBURG, FL 32068-4325
Document Number	0041342107
Book / Page	4134 / 2107
Map Reference	MB19 PG61-63
Instrument Date	Sep 13, 2018
Instrument	2018055856
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1771 CAMP JACKSON RD, 1771, CAHOKIA, IL 62206-2500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1849 KILLARN CIR, MIDDLEBURG, FL 32068-4325

Mortgage

Document Number	2018055857
Date	Oct 24, 2018
Instrument	2018055857

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1849 Killarn Cir was $1,697 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,697.00 Homeowner's exemption	$151,421	$243,528 Land $40,000 Building $203,528
2023	$1,894.00 (+10.12%) Homeowner's exemption	$142,868 (+3%)	$221,889 (+17.38%) Land $30,000 Building $191,889
2022	$1,720.00 Homeowner's exemption	$138,707	$189,036 Land $30,000 Building $159,036

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1849 Killarn Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1849 Killarn Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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