San Mateo County property record for 1849 Hemlock Ave, San Mateo, CA 94401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,080 sqft · built 1955 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $498,000 (Mar 2002) |
| Tax Bill | $10,557 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Nov 2020 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 035-112-100 |
| Primary APN | 035-112-100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Tar & Gravel |
| Lot Area | 5,400 sqft (0.124 acres) |
| Lot Dimensions | 100 ft deep x 54 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1849 HEMLOCK AVE |
|---|---|
| City | SAN MATEO |
| State | CA |
| Zip | 94401-3430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R106 |
| Legal Description | LOT 10 BLOCK 18 SHORE VIEW TRACT MAP NO 10 RSM 34/44 45 46 47 CITY OF SAN MATEO |
| Legal Subdivision | SHORE VIEW TRACT MAP NO 10 |
| Legal Block | 18 |
| Legal Lot Number | 10 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 607702 |
1849 Hemlock Ave is owned and occupied by two individuals who acquired it in February 2004.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1849 HEMLOCK AVE, SAN MATEO, CA 94401-3430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2023 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2002 · Amount on File |
| Deed Sale | Mar 29, 2002 · Amount on File |
| Prior Sale | Oct 27, 1994 · Amount on File |
| Deed Document Number | 200260991 |
| Last Transfer Date | Feb 24, 2004 |
| Transfer Doc | 0000044696 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1849 HEMLOCK AVE, SAN MATEO, CA 94401-3430 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1849 HEMLOCK AVE, SAN MATEO, CA 94401-3430 |
| Document Number | 0000031366 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 2023-031366 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1849 HEMLOCK AVE, SAN MATEO, CA 94401-3430 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1849 HEMLOCK AVE, SAN MATEO, CA 94401-3430 |
| Document Number | 0000132664 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 2020-132664 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 1849 Hemlock Ave was $10,557 with a homeowner's exemption.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | San Mateo City |
| Elementary School District | San Mateo-Foster City Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $750,386 (+2%) Land $375,193 Building $375,193 | ||
| 2025 | $10,557.00 Homeowner's exemption | $735,674 Land $367,837 Building $367,837 | |
| 2023 | $10,569.00 (+3.13%) Homeowner's exemption | $707,108 Land $353,554 Building $353,554 | $1,127,070 |
| 2022 | $10,248.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1849 Hemlock Ave in Zone X, where a levee reduces flood risk, though there have been 8 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1981–2023) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1849 Hemlock Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Mar 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,004 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Sonic Telecom, Verizon.
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