1849 Estes Rd, Ruffin, NC 27326 Property Records

Rockingham County property record for 1849 Estes Rd, Ruffin, NC 27326

Property Summary

Property TypeManufactured or Modular Home
Details3 bd · 2 ba · 1,792 sqft · built 2006
Lot Size2.01 acres (87,556 sqft)
OwnerIndividual Name on File
Tax Bill$1,719 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN8917-00-99-8632-00

Property Details

APN / Parcel Number

Primary APN8917-00-99-8632-00
Alternative APN
  • 170478

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,792 sqft Finished Area
1st Floor Area1,792 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleModular
Lot Area87,556 sqft (2.01 acres)

Exterior Amenities

PorchPorch
Porch Area204 sqft
Deck AreaDeck Area
Patio Area320 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelGeothermal

Location & Zoning

Account Number170478
Street Address1849 ESTES RD
CityRUFFIN
StateNC
Zip27326-9132
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Local Zoning CodeRES AG COU
Legal Description2.01 AC LOT 1 ESTES RD
Legal SubdivisionSURVEY FOR BEATRICE H PAGE
Legal Lot Number1
JurisdictionROCKINGHAM NC
Township / Civil DivisionRUFFIN
Census Block Group2
Census Block2029
Census Tract40101

Owner

1849 Estes Rd, a residential property, is owned and occupied by an individual who acquired it in September 2013.

Source: Rockingham County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address1849 ESTES RD, RUFFIN, NC 27326-9132
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
CAROLINA FARM CREDIT ACA
Mar 24, 2017Loan Modification, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 25, 2013
Transfer Doc0000518014
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKINGHAM NC
Property Address1849 ESTES RD, RUFFIN, NC 27326-9132
Transaction TypeMortgage
Record UpdatedFeb 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000608457
DateFeb 16, 2021
Book Page1595/543
Instrument608457
Lender
NameCAROLINA FARM CREDIT ACA
TypeBank
AddressLIBERTY, NC 27298
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionROCKINGHAM NC
Property Address1849 ESTES RD, RUFFIN, NC 27326-9132
Document Number0000561908
Instrument DateMar 24, 2017
Transaction TypeMortgage
Record UpdatedAug 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1849 ESTES RD RUFFIN NC 273269132, RUFFIN, NC 27326-9132

Mortgage

Document Number0000561908
DateApr 4, 2017
Book Page001522/002267
Instrument561908
Lender
NameBANK OF AMERICA
TypeBank
AddressBROOMFIELD, CO 80021
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term480 Months
DueApr 3, 2057
Interest
Rate3.5%

Tax Assessment & Valuation

The 2026 property tax bill for 1849 Estes Rd was $1,719.

Source: Rockingham County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRockingham County
Unified School DistrictRockingham County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,719.00$278,330 Land $18,567 Building $259,763$278,330 Land $18,567 Building $259,763
2023$1,291.00$168,802 Land $16,879 Building $151,923$168,802 Land $16,879 Building $151,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1849 Estes Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1849 Estes Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

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