1849 Cedar Dr, Severn, MD 21144 Property Records

Anne Arundel County property record for 1849 Cedar Dr, Severn, MD 21144

Property Summary

Property TypeExempt (Full or Partial)
Details3 ba · 3,761 sqft · built 1995
Lot Size0.506 acres (22,041 sqft)
Owner2 Individual Names on Record
Last Sale$374,999 (Jan 2013)
Tax Bill$524 (2025)
Deeds & MortgagesApr 2021 Mortgage
May 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN04-746-05342190

Property Details

APN / Parcel Number

Primary APN04-746-05342190
Alternative APNs
  • 474605342190
  • 74605342190

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area3,761 sqft Gross Area
1st Floor Area1,150 sqft
Basement Area900 sqft
Finished Basement900 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area22,041 sqft (0.506 acres)
Garage TypeAttached
Garage Area625 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area64 sqft
Deck Area64 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number74605342190
Street Address1849 CEDAR DR
CitySEVERN
StateMD
Zip21144-1005
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Local Zoning CodeR2
Legal DescriptionLT 84 SC 2 SEVERN RIDGE
Legal SubdivisionSEVERN RIDGE
Legal Block1
Legal Lot Number84
JurisdictionANNE ARUNDEL MD
Township / Civil Division1
Census Block Group1
Census Block1011
Census Tract740103

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1849 CEDAR DR, SEVERN, MD 21144-1005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2021Deed of Trust, Mortgage · VA Mortgage
WELLS FARGO BANK NA
May 15, 2023Deed of Trust, Mortgage · Line of Credit
TD BANK NA
May 11, 2018Loan Modification, Mortgage
MARYLAND FIRST TITLE LIMITED
Apr 24, 2018Deed of Trust, Mortgage · VA Mortgage
WFB NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2013 · Amount on Record
Deed SaleJan 3, 2013 · Amount on Record
Prior SaleMay 2, 2002 · Amount on Record
Deed Book / Page25562 / 1
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1849 CEDAR DR, SEVERN, MD 21144-1005
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyMARYLAND FIRST TITLE LIMITED, MARYLAND FIRST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0364910021
DateApr 7, 2021
Book Page36491/21
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1849 CEDAR DR, SEVERN, MD 21144-1005
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1849 CEDAR DR, SEVERN, MD 21144-1005

Mortgage

Document Number0396550195
DateMay 15, 2023
Book Page39655/195
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 2, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionANNE ARUNDEL MD
Property Address1849 CEDAR DR, SEVERN, MD 21144-1005
Document Number0326160091
Instrument DateMay 11, 2018
Transaction TypeMortgage
Record UpdatedNov 9, 2018
Title CompanyMARYLAND FIRST TITLE LIMITED

Transferred To (Grantee/Buyer)

NameVerified Name
Address1849 CEDAR DR SEVERN MD 211441005, SEVERN, MD 21144-1005

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1849 CEDAR DR, SEVERN, MD 21144-1005
Document Number0320920109
Instrument DateApr 24, 2018
Transaction TypeMortgage
Record UpdatedMay 31, 2018
Title CompanyMARYLAND FIRST TITLE LIMITED

Transferred To (Grantee/Buyer)

NameVerified Name
Address1849 CEDAR DR SEVERN MD 211441005, SEVERN, MD 21144-1005

Mortgage

Document Number0320920109
DateMay 9, 2018
Book Page032092/000109
Lender
NameWFB NA
AddressSIOUX FALLS, SD 57104
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 8, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$515,067 (+16.53%)$572,000 (+17.55%) Land $191,500 Building $380,500
2025$524.00
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption$442,000$486,600 Land $168,500 Building $318,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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