18487 Mindy Valley Rd, Vance, AL 35490 Property Records

Tuscaloosa County property record for 18487 Mindy Valley Rd, Vance, AL 35490

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,518 sqft · built 2001
Lot Size	0.35 acres (15,193 sqft)
Owner	Individual Name on File
Last Sale	$249,900 (Sep 2020)
Tax Bill	$1,024 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Feb 2020 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-07-35-0-000-062.028`

Property Details

APN / Parcel Number

Primary APN	`28-07-35-0-000-062.028`
Alternative APNs	`60751` `84942`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,518 sqft Living Area
1st Floor Area	2,518 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	15,193 sqft (0.35 acres)
Lot Dimensions	101 ft deep x 152 ft wide
Garage Type	Finished
Garage Area	551 sqft
Porch	Slab
Porch Area	352 sqft
Utility Building	49 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	84942
Street Address	18487 MINDY VALLEY RD
City	VANCE
State	AL
Zip	35490-2556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 WHISPERING MEADOWS OF VANCE PHASE 1
Legal Range	07W
Legal Township	21S
Legal Section	35
Legal Subdivision	WHISPERING MEADOWS OF VANCE 1
Legal Phase	1
Legal Lot Number	38
Jurisdiction	TUSCALOOSA AL
Township / Civil Division	COALING-VANCE
Census Block Group	1
Census Block	1055
Census Tract	10703

Owner

18487 Mindy Valley Rd is owned and occupied by an individual who bought it in September 2020.

Source: Tuscaloosa County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	18487 MINDY VALLEY RD, VANCE, AL 35490-2556
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK
Feb 21, 2020	Foreclosure
May 7, 2018	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE INVESTORS GROUP INC
May 7, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2020 · Amount on File
Deed Sale	Sep 10, 2020 · Amount on File
Prior Sale	Feb 21, 2020 · Amount on File
Deed Book / Page	2020 / 19308
Prior Transfer Date	Mar 26, 2012
Prior Transfer Doc	2012/5121
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCALOOSA AL
Recording Date	Sep 10, 2020
Property Address	18487 MINDY VALLEY RD, VANCE, AL 35490-2556
Document Number	2020/19308
Book / Page	2020 / 19308
Instrument Date	Sep 4, 2020
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18487 MINDY VALLEY RD, VANCE, AL 35490-2556

Mortgage

Document Number	202079042
Date	Sep 10, 2020
Instrument	2020/79042

Lender

Name	FIRST FEDERAL BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2050

February 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	TUSCALOOSA AL
Recording Date	Feb 21, 2020
Property Address	18487 MINDY VALLEY RD, VANCE, AL 35490-2556
Document Number	2020/3515
Book / Page	2020 / 3515
Instrument Date	Feb 11, 2020
Transaction Type	Foreclosure
Record Updated	May 27, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3003, TUSCALOOSA, AL 35403-3003
Investor	Possibly a Property Investor

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	18487 MINDY VALLEY RD, VANCE, AL 35490-2556
Transaction Type	Mortgage
Record Updated	May 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/25722
Date	May 7, 2018
Book Page	2018/25722

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCALOOSA AL
Recording Date	May 7, 2018
Property Address	18487 MINDY VALLEY RD, VANCE, AL 35490-2556
Document Number	2018/9262
Book / Page	2018 / 9262
Instrument Date	May 4, 2018
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18487 MINDY VALLEY RD, VANCE, AL 35490-2556

Tax Assessment & Valuation

The 2025 property tax bill for 18487 Mindy Valley Rd was $1,024 with a homeowner's exemption, up 2.9% from the year before.

Source: Tuscaloosa County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Tuscaloosa County
Municipality	Vance City
Unified School District	Tuscaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,024.00 (+2.91%) Homeowner's exemption	$66,940 (+2.76%) Land $4,500 Building $62,440	$334,700 (+2.76%) Land $22,500 Building $312,200
2024	$995.00 (+6.65%) Homeowner's exemption	$65,140 (+6.33%) Land $4,500 Building $60,640	$325,700 (+6.33%) Land $22,500 Building $303,200
2023	$933.00 (+16.48%) Homeowner's exemption	$61,260 (+15.54%) Land $4,500 Building $56,760	$306,300 (+15.54%) Land $22,500 Building $283,800
2022	$801.00 Homeowner's exemption	$53,020 Land $4,500 Building $48,520	$265,100 Land $22,500 Building $242,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18487 Mindy Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18487 Mindy Valley Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER SERVICE, INC. serves 15,096 people · EPA ID AL0001293
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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