18485 State Hwy 7 E, Ratcliff, TX 75858 Property Records

Houston County property record for 18485 State Hwy 7 E, Ratcliff, TX 75858

Property Summary

Property Type	Commercial
Details	14,462 sqft · built 1986
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,403 (2026)
Flood Zone	Zone X (minimal risk)
APN	`00645-00610-00010-000141`

Property Details

APN / Parcel Number

Primary APN	`00645-00610-00010-000141`
Alternative APN	`15131`

Interior

Building Area	14,462 sqft Total Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	22,651 sqft (0.52 acres)

Location & Zoning

Account Number	15131
Street Address	18485 STATE HIGHWAY 7 E
City	RATCLIFF
State	TX
Zip	75858
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	W H JONES AB 645 .52 AC
Legal Subdivision	W H JONES
Jurisdiction	HOUSTON TX
Township / Civil Division	KENNARD-RATCLIFF
Census Block Group	1
Census Block	1018
Census Tract	950600

Owner

18485 State Hwy 7 E, a commercial property, is owned by two individuals.

Source: Houston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 122, RATCLIFF, TX 75858-0122
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 18485 State Hwy 7 E was $3,403, up 107.5% from the year before.

Source: Houston County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Houston County
Unified School District	Kennard Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,403.00 (+107.5%)	$269,320 (-1.95%) Land $5,980 Building $263,340	$269,320 (-1.95%) Land $5,980 Building $263,340
2025	$1,640.00	$274,670 Land $7,540 Building $267,130	$274,670 Land $7,540 Building $267,130
2023		$249,620 Land $7,020 Building $242,600	$249,620 Land $7,020 Building $242,600
2022	$1,686.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18485 State Hwy 7 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18485 State Hwy 7 E is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATCLIFF WSC serves 275 people · EPA ID TX1130020
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20