Geauga County property record for 18485 Root Rd, Chagrin Falls, OH 44023
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6.5 ba · 5,731 sqft · built 1996 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $43,000 (Dec 1991) |
| Tax Bill | $20,788 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-419924 |
| Primary APN | 02-419924 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 5,731 sqft Living Area |
| 1st Floor Area | 2,435 sqft |
| Upper Floors Area | 2,388 sqft |
| Attic | Attic |
| Attic Area | 1,816 sqft |
| Basement Area | 2,435 sqft |
| Unfinished Basement | 2,435 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Mixed |
| Garage Area | 759 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 475 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 20 sqft |
| Deck Area | 1,000 sqft |
| Patio Area | 1,000 sqft |
| Bath House | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 003593-6 |
|---|---|
| Street Address | 18485 ROOT RD |
| City | CHAGRIN FALLS |
| State | OH |
| Zip | 44023-1701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | LOT 31 TR 3 |
| Legal Subdivision | BAINBRIDGE 03 |
| Legal Tract | 3 |
| Legal Lot Number | 31 |
| Jurisdiction | GEAUGA OH |
| Township / Civil Division | BAINBRIDGE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 311800 |
Source: Geauga County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18485 ROOT RD, CHAGRIN FALLS, OH 44023-1701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Jan 4, 2018 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jul 2, 2019 | Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 24, 1991 · Amount on Record |
| Deed Sale | Dec 24, 1991 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | Apr 15, 2026 |
| Property Address | 18485 ROOT RD, CHAGRIN FALLS, OH 44023-1701 |
| Document Number | 0001045872 |
| Book / Page | 2219 / 1611 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 20261045872 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 18485 ROOT RD, CHAGRIN FALLS, OH 44023-1701 |
| Document Number | 0001045872, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 2219/1611 |
| Instrument | 20261045872 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 18485 ROOT RD, CHAGRIN FALLS, OH 44023-1701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020452038 |
|---|---|
| Date | Jan 4, 2018 |
| Book Page | 2045/2038 |
| Instrument | 201800930779 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 18, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 18485 ROOT RD, CHAGRIN FALLS, OH 44023-1701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020733072 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 2073/3072 |
| Instrument | 201900951004 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 14, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Geauga County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Geauga County |
| County Subdivision | Bainbridge Township |
| Unified School District | Kenston Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,788.00 (+0.43%) | $386,720 (-) Land $34,340 Building $352,380 | |
| 2024 | $20,700.00 (+11.41%) Homeowner's exemption | $386,720 (-) Land $34,340 Building $352,380 | |
| 2023 | $18,580.00 (-0.56%) Homeowner's exemption | $386,720 (+27.22%) Land $34,340 Building $352,380 | $1,104,900 (+27.22%) Land $98,100 Building $1,006,800 |
| 2022 | $303,980 Land $28,600 Building $275,380 | ||
| 2021 | $18,684.00 | ||
| 2020 | $868,500 Land $81,700 Building $786,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Jul 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures