1848 W 4th St, Dunellen, NJ 08812 Property Records

Middlesex County and Dunellen Borough property record for 1848 W 4th St, Dunellen, NJ 08812

Property Summary

Property Type	Single Family Home
Details	984 sqft · built 1961
Lot Size	0.376 acres (16,379 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Jun 2024)
Tax Bill	$10,546 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-00081-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`03-00081-0000-00002`
Alternative APN	`030008100002`

Interior

Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Construction Type	Frame
Lot Area	16,379 sqft (0.376 acres)
Lot Dimensions	273 ft deep x 60 ft wide

Location & Zoning

Street Address	1848 W 4TH ST
City	DUNELLEN
State	NJ
Zip	08812-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	60X273 AV
Legal Subdivision	MODEL FARM COLONY
Legal Block	81
Legal Lot Number	2
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	DUNELLEN
Census Block Group	4
Census Block	4004
Census Tract	300

Owner

1848 W 4th St is owned and occupied by an individual who bought it in June 2024.

Source: Middlesex County and Dunellen Borough records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1848 W 4TH ST, DUNELLEN, NJ 08812-1605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 11, 2019	Grant Deed, Transfer · Conventional with PMI ALTERRA GRP LLC
Jul 19, 2018	Grant Deed, Transfer AMERICAN HOME TITLE AGENCY
Jun 1, 2018	Trustee's Deed, Foreclosure TITLE SERVICE AND LIAISON COMPANIES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2024 · Amount on File
Deed Sale	Jun 20, 2024 · Amount on File
Prior Sale	Apr 11, 2019 · Amount on File
Deed Document Number	202434184
Deed Book / Page	19483 / 1288
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	1848 W 4TH ST, DUNELLEN, NJ 08812-1605
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	BETTERS TITLE & SETTLEMENT-ORT, BETTERS TITLE AND SETMNT ORT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021040269
Date	Mar 22, 2021
Book Page	18353/1084
Instrument	2021040269

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 11, 2019
Property Address	1848 W 4TH ST, DUNELLEN, NJ 08812-1605
Document Number	0000026693
Book / Page	017467 / 001878
Instrument Date	Mar 25, 2019
Instrument	26693
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	NFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1848 W 4TH ST DUNELLEN NJ 088121605, DUNELLEN, NJ 08812-1605

Mortgage

Document Number	26694
Date	Apr 11, 2019
Book Page	017467/001883
Instrument	26694

Lender

Name	ALTERRA GRP LLC
Address	LAS VEGAS, NV 89145

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 19, 2018
Property Address	1848 W 4TH ST, DUNELLEN, NJ 08812-1605
Document Number	0000062811
Book / Page	017239 / 001201
Instrument Date	Jun 26, 2018
Instrument	62811
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	AMERICAN HOME TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$178.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	77 W 26TH ST BAYONNE NJ 070022707, BAYONNE, NJ 07002-2707

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 1, 2018
Property Address	1848 W 4TH ST, DUNELLEN, NJ 08812-1605
Document Number	0000049162
Book / Page	017197 / 001583
Instrument Date	Mar 28, 2018
Instrument	49162
Transaction Type	Foreclosure
Record Updated	Jun 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8590 CYPRESS WATERS BLVD COPPELL TX 75019, COPPELL, TX 75019

Tax Assessment & Valuation

The 2025 property tax bill for 1848 W 4th St was $10,546, up 21.5% from the year before.

Source: Middlesex County and Dunellen Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Dunellen Borough
Unified School District	Dunellen Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438,700 (+1.83%) Land $117,200 Building $321,500	$438,700 (+1.83%) Land $117,200 Building $321,500
2025	$10,546.00 (+21.47%)	$430,800 Land $117,200 Building $313,600	$430,800 Land $117,200 Building $313,600
2024	$8,682.00
2023		$346,200 Land $117,200 Building $229,000	$346,200 Land $117,200 Building $229,000
2022	$7,965.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1848 W 4th St in Zone X, an area of minimal flood risk, though there have been 183 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	183 (1978–2025)
Claims Outside the SFHA	12 of 183
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 29 claims Hurricane Irene, Sep 2011 · 35 claims Severe Storms And Flooding, Mar 2010 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1848 W 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: Xfinity.

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