Maricopa County property record for 1848 S Saddle St, Gilbert, AZ 85233
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,562 sqft · built 1996 |
| Lot Size | 0.164 acres (7,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $580,000 (Aug 2023) |
| Tax Bill | $2,636 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 302-83-654 |
| Primary APN | 302-83-654 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,562 sqft Living Area |
| Gross Area | 2,738 sqft |
| 1st Floor Area | 1,477 sqft |
| 2nd Floor Area | 1,085 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 7,148 sqft (0.164 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 247 sqft |
| Patio Area | 176 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1848 S SADDLE ST |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85233-8828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7 |
| Legal Description | WESTBANK MCR 407-45 |
| Legal Range | 5E |
| Legal Township | 1S |
| Legal Section | 25 |
| Legal Subdivision | WESTBANK |
| Legal Lot Number | 10 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | CHANDLER |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 814900 |
Source: Maricopa County records, as of July 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1848 S SADDLE ST, GILBERT, AZ 85233-8828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE AZ INC |
| Aug 20, 2021 | Intrafamily Transfer, Transfer · VA Mortgage MORIA DEVELOPMENT INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2023 · Amount on Record |
| Deed Sale | Aug 21, 2023 · Amount on Record |
| Prior Sale | Aug 20, 2021 |
| Deed Document Number | 2023437453 |
| Prior Transfer Date | Aug 21, 2002 |
| Prior Transfer Doc | 0000886899 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Aug 21, 2023 |
| Property Address | 1848 S SADDLE ST, GILBERT, AZ 85233-8828 |
| Document Number | 0000437453 |
| Map Reference | MB 407 PG 45 |
| Instrument Date | Aug 3, 2023 |
| Instrument | 20230437453 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2023 |
| Title Company | CAPITAL TITLE AGENCY INC, CAPITAL TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1848 S SADDLE ST, GILBERT, AZ 85233-8828 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1848 S SADDLE ST, GILBERT, AZ 85233-8828 |
| Document Number | 0000437454 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 20230437454 |
| Name | THE LOAN STORE AZ INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Aug 20, 2021 |
| Property Address | 1848 S SADDLE ST, GILBERT, AZ 85233-8828 |
| Document Number | 0000903083 |
| Map Reference | MB 407 PG 45 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 20210903083 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | GRAND CANYON TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1848 S SADDLE ST, GILBERT, AZ 85233-8828 |
| Document Number | 0000903084 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 20210903084 |
| Name | MORIA DEVELOPMENT INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2041 |
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Chandler Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,650 (+83.27%) | $516,500 (+6.89%) Land $103,300 Building $413,200 | |
| 2025 | $2,636.00 (+24.4%) | $28,183 (-45.33%) | $483,200 (-6.27%) Land $96,600 Building $386,600 |
| 2024 | $51,550 (+20.25%) | $515,500 (+20.25%) Land $103,100 Building $412,400 | |
| 2023 | $2,119.00 (+3.67%) | $42,870 Land $8,570 Building $34,300 | $428,700 Land $85,700 Building $343,000 |
| 2022 | $2,044.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
| CenturyLink DSL | 140 / 20 |
| AirFiber WISP Fixed Wireless | 100 / 25 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Arizona Network, T-Mobile, Tristate Wi-Fi by Wi-Fiber, WeLink Communications.
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