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1848 S Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 1848 S Central Ave, Flagler Beach, FL 32136

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,918 sqft · built 2005
Lot Size0.172 acres (7,501 sqft)
OwnerIndividual Name on File
Last Sale$700,000 (Apr 2025)
Tax Bill$13,467 (2025)
Deeds & MortgagesDec 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN18-12-32-2750-00260-0130

Property Details

APN / Parcel Number

Primary APN18-12-32-2750-00260-0130

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,918 sqft Heated Area
Gross Area3,888 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialTile
Lot Area7,501 sqft (0.172 acres)
DrivewayDriveway
Driveway Area750 sqft

Exterior Amenities

Pool Area300 sqft
Deck Area780 sqft
Patio Area100 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1848 S CENTRAL AVE
CityFLAGLER BEACH
StateFL
Zip32136-3814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFUQUAY SUB DIV BLOCK 26 LOT 13 OR 672/1499 OR 1922/1903
Legal Range32E
Legal Township12S
Legal Section18
Legal SubdivisionFUQUAY SUB
Legal Block26
Legal Lot Number13
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group3
Census Block3077
Census Tract60302

Owner

1848 S Central Ave is owned and occupied by an individual who bought it in April 2025.

Source: Flagler County records, as of December 22, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1848 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3814
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2025 · Amount on File
Deed SaleApr 14, 2025 · Amount on File
Prior SaleFeb 21, 2013 · Amount on File
Deed Document Number2025015591
Deed Book / Page2951 / 1375
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address1848 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3814
Transaction TypeMortgage
Record UpdatedJan 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1848 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3814

Mortgage

Document Number0030121891
DateDec 11, 2025
Book Page3012/1891
Instrument2025049856
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 1848 S Central Ave was $13,467.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityFlagler Beach City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,467.00$689,383 Land $243,500 Building $445,883$689,383 Land $243,500 Building $445,883
2023$5,790.00 (+2.64%) Homeowner's exemption$336,790 (+3%)$594,852 (+3.65%) Land $169,000 Building $425,852
2022$5,641.00 Homeowner's exemption$326,980$573,897 Land $169,000 Building $404,897

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1848 S Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 239 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies253 units insured
incl. 14 condo units
Nearby Flood Claims200 (1991–2024)
Claims Outside the SFHA35 of 200
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Nicole, Nov 2022 · 38 claims
  • Hurricane Irma, Sep 2017 · 91 claims
  • Hurricane Frances, Sep 2004 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1848 S Central Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLAGLER BEACH WTP
serves 4,830 people · EPA ID FL2180349
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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