1848 Ross Ave E, Saint Paul, MN 55119 Property Records

Ramsey County property record for 1848 Ross Ave E, Saint Paul, MN 55119

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 799 sqft · built 1930
Lot Size	0.114 acres (4,960 sqft)
Owner	2 Company Names on Record
Last Sale	$146,000 (Jun 2018)
Tax Bill	$3,144 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-22-33-0042`

Property Details

APN / Parcel Number

Primary APN	`26-29-22-33-0042`
Alternative APNs	`8485057` `505198`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	799 sqft Living Area
1st Floor Area	666 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1956
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	4,960 sqft (0.114 acres)
Lot Dimensions	124 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	505198
Street Address	1848 ROSS AVE E
City	SAINT PAUL
State	MN
Zip	55119-3434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AURORA ADDITION LOT 13 BLK 4
Legal Range	22
Legal Township	29
Legal Section	26
Legal Subdivision	AURORA ADDITION
Legal Block	4
Legal Lot Number	13
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2004
Census Tract	31801

Owner

Source: Ramsey County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1848 ROSS AVE E, SAINT PAUL, MN 55119-3434
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK NA
Jun 25, 2018	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORWORKS HM PTRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2018 · Amount on Record
Deed Sale	Jun 25, 2018 · Amount on Record
Prior Sale	Jul 15, 2015 · Amount on Record
Deed Document Number	20182617038
Last Transfer Date	Jun 19, 2024
Transfer Doc	0002776270
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1848 ROSS AVE E, SAINT PAUL, MN 55119-3434
Transaction Type	Mortgage
Record Updated	Nov 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02765004
Date	Nov 21, 2023
Instrument	T02765004

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Oct 20, 2033

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1848 ROSS AVE E, SAINT PAUL, MN 55119-3434
Transaction Type	Mortgage
Record Updated	Sep 13, 2022
Title Company	TITLESMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02701971
Date	Jun 7, 2021
Instrument	T02701971

Lender

Name	BREMER BANK NA
Type	Bank
Address	SAINT PAUL, MN 55102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 25, 2018
Property Address	1848 ROSS AVE E, SAINT PAUL, MN 55119-3434
Document Number	0002617038
Instrument Date	May 9, 2018
Instrument	2617038
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$496.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1848 ROSS AVE E ST PAUL MN 551193434, ST PAUL, MN 55119-3434

Mortgage

Document Number	2617041
Date	Jun 25, 2018
Instrument	2617041

Lender

Name	NEIGHBORWORKS HM PTRS
Address	ST PAUL, MN 55103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jun 24, 2021

Mortgage

Document Number	2617040,
Date	Jun 25, 2018
Instrument	2617040

Lender

Name	BREMER BK NA
Address	ST PAUL, MN 55102

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2048

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,100 (+1.5%) Land $52,500 Building $164,600	$217,100 (+1.5%) Land $52,500 Building $164,600
2025	$3,144.00 (-3.2%)
2023	$3,248.00 Homeowner's exemption	$213,900 Land $37,500 Building $176,400	$213,900 Land $37,500 Building $176,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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