1848 el Centro Ave, Napa, CA 94558 Property Records

Napa County property record for 1848 el Centro Ave, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,996 sqft · built 1930
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Nov 2022)
Tax Bill	$8,160 (2026)
Deeds & Mortgages	Jan 2023 Transfer Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`038-063-003-000`

Property Details

APN / Parcel Number

Primary APN	`038-063-003-000`
Alternative APNs	`038-063-003` `03806303`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,996 sqft Living Area
Gross Area	2,356 sqft
1st Floor Area	1,996 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Wood
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Old Parcel Number	038-063-003
Street Address	1848 EL CENTRO AVE
City	NAPA
State	CA
Zip	94558-1918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	PCL 2 MAP NO 880 9R/S102 TO ST=HWY 29 495/355 TO CO=BYWAY EAST 584/92
Legal Subdivision	H JACKSON F ZERBA & L LARSEN
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1009
Census Tract	200601

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1848 EL CENTRO AVE, NAPA, CA 94558-1918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Transfer on Death Deed, Transfer
Nov 29, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Nov 30, 2022	Affidavit of Death of Joint Tenant, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Nov 30, 2022	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2022 · Amount on Record
Deed Sale	Nov 30, 2022 · Amount on Record
Deed Document Number	202221313
Last Transfer Date	Jan 23, 2025
Transfer Doc	0000001227
Record Updated	Oct 29, 2026

January 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	NAPA CA
Recording Date	Jan 5, 2023
Property Address	1848 EL CENTRO AVE, NAPA, CA 94558-1918
Document Number	0000000134
Map Reference	MB 9 PG 102
Instrument Date	Jan 4, 2023
Instrument	2023-0000134
Transaction Type	Transfer
Record Updated	Jan 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1848 EL CENTRO AVE, NAPA, CA 94558-1918

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1848 EL CENTRO AVE, NAPA, CA 94558-1918
Transaction Type	Mortgage
Record Updated	Dec 6, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1848 EL CENTRO AVE, NAPA, CA 94558-1918

Mortgage

Document Number	0000021216
Date	Nov 29, 2022
Instrument	2022-0021216

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Dec 1, 2046

November 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	NAPA CA
Recording Date	Nov 30, 2022
Property Address	1848 EL CENTRO AVE, NAPA, CA 94558-1918
Document Number	0000021312
Map Reference	MB 9 PG 102
Instrument Date	Nov 22, 2022
Instrument	2022-0021312
Transaction Type	Transfer
Record Updated	Dec 8, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1784 PEBBLEWOOD DR, SACRAMENTO, CA 95833-2631

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Nov 30, 2022
Property Address	1848 EL CENTRO AVE, NAPA, CA 94558-1918
Document Number	0000021313
Map Reference	MB 9 PG 102
Instrument Date	Nov 19, 2022
Instrument	2022-0021313
Transaction Type	Transfer
Record Updated	Dec 8, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1848 EL CENTRO AVE, NAPA, CA 94558-1918

Mortgage

Document Number	0000021315
Date	Nov 30, 2022
Instrument	2022-0021315

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,160.00 (+2.15%) Homeowner's exemption	$657,948 (+2%) Land $313,056 Building $344,892	$657,948 (+2%) Land $313,056 Building $344,892
2025	$7,988.00 (+4%) Homeowner's exemption	$645,048 (+4.04%) Land $306,918 Building $338,130	$645,048 Land $306,918 Building $338,130
2023	$7,681.00 (+140.41%)	$620,000 Land $295,000 Building $325,000
2022	$3,195.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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