1848 E Valley Rd, Santa Barbara, CA 93108 Property Records

Santa Barbara County property record for 1848 E Valley Rd, Santa Barbara, CA 93108

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,915 sqft · built 2024
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on Record
Last Sale$7,010,000 (Nov 2025)
Tax Bill$35,093 (2025)
Deeds & MortgagesNov 2025 Sale
May 2021 Second Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN007-130-006

Property Details

APN / Parcel Number

Primary APN007-130-006
Alternative APN
  • 00713006

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,915 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area43,560 sqft

Location & Zoning

Street Address1848 E VALLEY RD
CitySANTA BARBARA
StateCA
Zip93108-1414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2E1
Legal DescriptionPUEBLO MAP 28B LOT 80
Legal SubdivisionOUTSIDE PUEBLO
Legal Lot Number80
JurisdictionSANTA BARBARA CA
Township / Civil DivisionSANTA BARBARA
Census Block Group1
Census Block1024
Census Tract1500

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6636 COSTELLO AVE, VAN NUYS, CA 91405-4824
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2025Grant Deed, Transfer
CHICAGO TITLE COMPANY
May 18, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
POINT DIGITAL FINANCE INC
May 18, 2021Deed of Trust, Mortgage · Stand-Alone First Mortgage
POINT DIGITAL FINANCE INC
Dec 23, 2019Grant Deed, Transfer
5TH STREET CAP INC
Dec 23, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
5TH STREET CAPITAL INC
Aug 22, 2019Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2025 · Amount on Record
Deed SaleNov 14, 2025 · Amount on Record
Prior SaleDec 23, 2019 · Amount on Record
Deed Document Number202535597
Prior Transfer DateDec 10, 2019
Prior Transfer Doc0000059464
Record UpdatedOct 29, 2026

November 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA BARBARA CA
Recording DateNov 14, 2025
Property Address1848 E VALLEY RD, SANTA BARBARA, CA 93108-1414
Document Number0000035597
Instrument DateNov 11, 2025
Instrument2025-0035597
Transaction TypeTransfer
Record UpdatedNov 27, 2025
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6636 COSTELLO AVE, VAN NUYS, CA 91405-4824

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address1848 E VALLEY RD, SANTA BARBARA, CA 93108-1414
Transaction TypeMortgage
Record UpdatedJun 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1848 E VALLEY RD, MONTECITO, CA 93108-1414

Mortgage

Document Number0000038240
DateMay 18, 2021
Instrument2021-0038240
Lender
NamePOINT DIGITAL FINANCE INC
TypeMortgage Company
AddressPALO ALTO, CA 94302
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address1848 E VALLEY RD, SANTA BARBARA, CA 93108-1414
Transaction TypeMortgage
Record UpdatedJun 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1848 E VALLEY RD, MONTECITO, CA 93108-1414

Mortgage

Document Number0000038241
DateMay 18, 2021
Instrument2021-0038241
Lender
NamePOINT DIGITAL FINANCE INC
TypeMortgage Company
AddressPALO ALTO, CA 94302
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA BARBARA CA
Recording DateDec 23, 2019
Property Address1848 E VALLEY RD, SANTA BARBARA, CA 93108-1414
Document Number0000059463
Instrument DateDec 18, 2019
Instrument59463
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,337.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1482 E VALLEY RD #157 MONTECITO CA 931081200, 157, MONTECITO, CA 93108-1200

Mortgage

Document Number59465
DateDec 23, 2019
Instrument59465
Lender
Name5TH STREET CAP INC
Address2020 CAMINO DEL RIO N # 300, SAN DIEGO, CA 92108-1543
Agreement
AmountAmount Recorded
Term492 Months
DueDec 22, 2060
Interest
Rate TypeAdjustable Rate
Rate5.12%

December 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA BARBARA CA
Recording DateDec 23, 2019
Property Address1848 E VALLEY RD, SANTA BARBARA, CA 93108-1414
Document Number0000059464
Instrument DateDec 10, 2019
Instrument2019-0059464
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1482 E VALLEY RD # 157, 157, SANTA BARBARA, CA 93108-1200

Mortgage

Document Number0000059465
DateDec 23, 2019
Instrument2019-0059465
Lender
Name5TH STREET CAPITAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.12%
Type Change DateJan 1, 2027
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change10.1%
Index1-Year LIBOR
Max Rate10.1%

August 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSANTA BARBARA CA
Recording DateAug 22, 2019
Property Address1848 E VALLEY RD, SANTA BARBARA, CA 93108-1414
Document Number0000036595
Instrument DateJul 30, 2019
Instrument36595
Transaction TypeTransfer
Record UpdatedAug 30, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1848 E VALLEY RD SANTA BARBARA CA 931081414, SANTA BARBARA, CA 93108-1414

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Barbara County
Secondary School DistrictSanta Barbara Unified School District (7-12) (07 - 12)
Elementary School DistrictMontecito Union Elementary School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$7,010,000 (+116.09%) Land $5,000,000 Building $2,010,000
2025$35,093.00 (+23.47%)$3,243,994 (+25.17%) Land $1,799,832 Building $1,444,162
2023$28,422.00 (+16.59%)$2,591,752 Land $1,731,885 Building $859,867
2022$24,377.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 86 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies86 in force
Nearby Flood Claims47 (1980–2025)
Claims Outside the SFHA25 of 47
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 4 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 78% of California
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTECITO WATER DIST
serves 12,010 people · EPA ID CA4210007
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100

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