1848 E State St, Rockford, IL 61104 Property Records

Winnebago County property record for 1848 E State St, Rockford, IL 61104

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,160 sqft · built 1935
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$137,000 (Mar 2023)
Tax Bill	$3,743 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`204D148`

Property Details

APN / Parcel Number

Primary APN	`204D148`
Alternative APN	`1124457025`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,410 sqft Living Area
Gross Area	3,240 sqft
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Finished Basement	250 sqft
Unfinished Basement	830 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	153 ft deep x 50 ft wide
View / Lot	Traffic
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1848 E STATE ST
City	ROCKFORD
State	IL
Zip	61104-2459
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Description	RANDOLPH REVELL LAND ASSN HIGHLAND SUBD PT SE 1/4 SEC 24-44-1 W 50 FT LOT 014 BLOCK 006
Legal Range	1
Legal Township	44
Legal Section	24
Legal Subdivision	RANDOLPH REVELL LAND ASSN HIGHLAND SUBD
Legal Block	006
Legal Lot Number	014
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	4
Census Block	4017
Census Tract	700

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1848 E STATE ST, ROCKFORD, IL 61104-2459
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Warranty Deed, Transfer · Conventional Mortgage BLACKHAWK BANK
Jul 13, 2018	Deed of Trust, Mortgage · Conventional with PMI FIRST NAT'L BK/OMAHA
Jul 18, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST NAT'L BK/OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2023 · Amount on Record
Deed Sale	Mar 2, 2023 · Amount on Record
Prior Sale	Jul 18, 2018 · Amount on Record
Deed Document Number	20234375
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 2, 2023
Property Address	1848 E STATE ST, ROCKFORD, IL 61104-2459
Document Number	0000004375
Map Reference	BK4 PG7
Instrument Date	Feb 21, 2023
Instrument	2304375
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1846 E STATE ST, ROCKFORD, IL 61104-2459

Mortgage

Document Number	0000004376
Date	Mar 2, 2023
Instrument	2304376

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Mortgage

Document Number	0000004377
Date	Mar 2, 2023
Instrument	2304377

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 1, 2028

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1848 E STATE ST, ROCKFORD, IL 61104-2459
Document Number	0001023415
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	NORTHERN LAND TITLE CORPORATION, NLT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1846 E STATE ST ROCKFORD IL 611042459, ROCKFORD, IL 61104-2459

Mortgage

Document Number	0001023415
Date	Aug 15, 2018
Instrument	1023415

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197-3165

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 18, 2018
Property Address	1848 E STATE ST, ROCKFORD, IL 61104-2459
Document Number	0001020243
Instrument Date	Jul 13, 2018
Instrument	1020243
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	NORTHERN LAND TITLE CORPORATION, NLT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	510 S WILLIAMS ST DENVER CO 802094535, DENVER, CO 80209-4535

Mortgage

Document Number	1020244
Date	Jul 18, 2018
Instrument	1020244

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197-3165

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,743.00	$48,401 (+41.23%) Land $5,674 Building $42,727	$145,203 (+41.23%) Land $17,022 Building $128,181
2022		$34,271 Land $4,013 Building $30,258	$102,813 Land $12,039 Building $90,774

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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