Lorain County property record for 1848 E 31st St, Lorain, OH 44055 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Traditional |
| Year Built | Built 1900 |
| Square Footage | 2,038 sqft Living Area |
| Lot Size | 9,583 sqft (0.219 acres) |
| Last Sale | $79,000 (2020) |
| Tax Bill | $1,665.00 (2025) |
Source: Lorain County records · APN 03-00-095-104-008
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 25, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 15, 2025 | Intrafamily Transfer, Transfer |
| Feb 14, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CROSSCOUNTRY MTG |
| Apr 26, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 14, 2020 · Amount on Record |
| Deed Sale | Feb 14, 2020 · Amount on Record |
| Prior Sale | Feb 14, 2020 · Amount on Record |
| Deed Doc Number | 0000749393 |
| Last Transfer Date | Dec 15, 2025 |
| Transfer Doc | 0000078945 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1848 E 31ST ST, LORAIN, OH 44055-1810 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1848 E 31ST ST, LORAIN, OH 44055-1810 |
| Document Number | 0000027505 |
|---|---|
| Date | Sep 25, 2024 |
| Instrument | 2024-0027505 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 306 Months |
| Due | Mar 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 15, 2025 |
| Property Address | 1848 E 31ST ST, LORAIN, OH 44055-1810 |
| Document Number | 0000078945 |
| Map Reference | VOL 110 PG 51 |
| Instrument Date | Dec 15, 2025 |
| Instrument | 2025-0078945 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1848 E 31ST ST, LORAIN, OH 44055-1810 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 14, 2020 |
| Property Address | 1848 E 31ST ST, LORAIN, OH 44055-1810 |
| Document Number | 0000749393 |
| Instrument Date | Feb 13, 2020 |
| Instrument | 749393 |
| Transaction Type | Transfer |
| Record Updated | Mar 03, 2020 |
| Title Company | OHIO REAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $316.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1848 E 31ST ST LORAIN OH 440551810, LORAIN, OH 44055-1810 |
| Document Number | 749394 |
|---|---|
| Date | Feb 14, 2020 |
| Instrument | 749394 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 13, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 26, 2019 |
| Property Address | 1848 E 31ST ST, LORAIN, OH 44055-1810 |
| Document Number | 0000712417 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 712417 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $88.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1848 E 31ST ST LORAIN OH 440551810, LORAIN, OH 44055-1810 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,665.00 | $41,470 (+%) Land $5,400 Building $36,070 | $118,480 (-) Land $15,430 Building $103,050 |
| 2024 | $1,665.00 (+7.77%) | $41,469 (+41.73%) Land $5,401 Building $36,068 | $118,480 (+41.72%) Land $15,430 Building $103,050 |
| 2023 | $1,545.00 (+0.85%) | $29,260 (-) Land $3,290 Building $25,970 | $83,600 (-) Land $9,400 Building $74,200 |
| 2022 | $1,532.00 | $29,260 Land $3,290 Building $25,970 | |
| 2021 | $83,600 Land $9,400 Building $74,200 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 03-00-095-104-008 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,038 sqft Living Area |
| 1st Floor | 848 sqft 1st Floor |
| 2nd Floor | 848 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 9,583 sqft (0.219 acres) |
| Depth X Width | 192 ft x 50 ft Depth x Width |
| Porch | Open Porch |
| Porch Area | 376 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1848 E 31ST ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-1810 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L CO 50.00 X 192.00 |
| Legal Subdivision | SHEFFIELD LAND COMPANYS ADDITION |
| Legal Block | 104 |
| Legal Lot Number | 628 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | LORAIN |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 23100 |
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