1848 E 2050 N, Layton, UT 84040 Property Records

Davis County property record for 1848 E 2050 N, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,480 sqft · built 1985
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$768,208 (Sep 2023)
Tax Bill	$2,955 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-057-0064`

Property Details

APN / Parcel Number

Primary APN	`09-057-0064`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area
Basement Area	1,480 sqft
Unfinished Basement	1,480 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Area	529 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1848 E 2050 N
City	LAYTON
State	UT
Zip	84040-6701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10 PRU
Legal Description	ALL OF LOT 5, AMD PLAT OF HEATHERGLEN SUB NO 1. CONT. 0.36 ACRES
Legal Subdivision	HEATHERGLEN SUBDIVISION #1
Legal Lot Number	5
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	3
Census Block	3008
Census Tract	125804

Owner

1848 E 2050 N is owned and occupied by two individuals who bought it in September 2023.

Source: Davis County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1848 E 2050 N, LAYTON, UT 84040-6701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED LENDING TEAM LLC
Sep 1, 2023	Intrafamily Transfer, Transfer AMERICAN TITLE COMPANY, AMICUS TITLE AND ESCROW SVCS
Sep 1, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 27, 2021	Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023 · Amount on File
Deed Sale	Sep 1, 2023 · Amount on File
Prior Sale	May 27, 2021 · Amount on File
Deed Document Number	20233542508
Deed Book / Page	8329 / 401
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1848 E 2050 N, LAYTON, UT 84040-6701
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1848 E 2050 N, LAYTON, UT 84040-6701

Mortgage

Document Number	008872/373
Date	Nov 10, 2025
Book Page	8872/373
Instrument	3642280

Lender

Name	UNITED LENDING TEAM LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Sep 1, 2023
Property Address	1848 E 2050 N, LAYTON, UT 84040-6701
Document Number	008329/480
Book / Page	8329 / 480
Instrument Date	Sep 1, 2023
Instrument	3542516
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	AMERICAN TITLE COMPANY, AMICUS TITLE AND ESCROW SVCS

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1848 E 2050 N, LAYTON, UT 84040-6701

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Sep 1, 2023
Property Address	1848 E 2050 N, LAYTON, UT 84040-6701
Document Number	008329/401
Book / Page	8329 / 401
Instrument Date	Sep 1, 2023
Instrument	3542508
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	REAL ADVANTAGE TITLE INSURANCE AGENCY, REAL ADVANTAGE TTL INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1848 E 2050 N, LAYTON, UT 84040-6701

Mortgage

Document Number	0003542515
Date	Sep 1, 2023
Instrument	3542515

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	May 27, 2021
Property Address	1848 E 2050 N, LAYTON, UT 84040-6701
Document Number	07769/1862
Book / Page	7769 / 1862
Instrument Date	May 27, 2021
Instrument	3386459
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	NATIONS TITLE, NOVATION TITLE INS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1848 E 2050 N, LAYTON, UT 84040-6701
Investor	Possibly a Property Investor

Mortgage

Document Number	0003386466
Date	May 27, 2021
Instrument	3386466

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1848 E 2050 N was $2,955, up 4.5% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,200 (+7.09%) Land $165,420 Building $166,780	$604,000 (+7.09%) Land $300,763 Building $303,237
2025	$2,955.00 (+4.45%)	$310,200 Land $155,779 Building $154,421	$564,000 Land $283,234 Building $280,766
2024	$2,829.00 (-1.05%)
2023	$2,859.00 (-4.51%)	$533,000 Land $221,539 Building $311,461	$533,000 Land $221,539 Building $311,461
2022	$2,994.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1848 E 2050 N in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2009–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1848 E 2050 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Rise Broadband, Utah Broadband.

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