Sumter County property record for 1848 Dutchess Loop, The Villages, FL 32162
| Property Type | Single Family Home |
|---|---|
| Details | 1,541 sqft · built 2009 |
| Lot Size | 0.152 acres (6,625 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Jun 2017) |
| Tax Bill | $5,535 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D34R002 |
| Primary APN | D34R002 |
|---|---|
| Alternative APN |
|
| Building Area | 1,541 sqft Heated Area |
|---|
| Year Built | Built 2009 |
|---|---|
| Architectural Style | Custom Design |
| Construction Type | Steel Frame |
| Lot Area | 6,625 sqft (0.152 acres) |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 245 sqft |
| Account Number | 1033513 |
|---|---|
| Street Address | 1848 DUTCHESS LOOP |
| City | THE VILLAGES |
| State | FL |
| Zip | 32162-2331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 THE VILLAGES OF SUMTER UNIT NO 148 PB 11 PGS 17-17A |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 34 |
| Legal Subdivision | VILLAGES OF SUMTER |
| Legal Lot Number | 2 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 911204 |
1848 Dutchess Loop is owned and occupied by an individual who bought it in June 2017.
Source: Sumter County records, as of December 19, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1848 DUTCHESS LOOP, THE VILLAGES, FL 32162-2331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE UNLIMITED |
| Jun 6, 2017 | Warranty Deed, Transfer · Conventional Mortgage PNC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2017 · Amount on File |
| Deed Sale | Jun 6, 2017 · Amount on File |
| Deed Document Number | 201760018943 |
| Deed Book / Page | 3265 / 0180 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 1848 DUTCHESS LOOP, THE VILLAGES, FL 32162-2331 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | KENSINGTON REALTY TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 1848 DUTCHESS LOOP, THE VILLAGES, FL 32162-2331 |
| Document Number | 0040560131 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 4056/131 |
| Instrument | 202160040583 |
| Name | MORTGAGE UNLIMITED |
|---|---|
| Type | Mortgage Company |
| Address | GARFIELD, NJ 07026 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Jun 6, 2017 |
| Property Address | 1848 DUTCHESS LOOP, THE VILLAGES, FL 32162-2331 |
| Document Number | 0032650180 |
| Book / Page | 3265 / 0180 |
| Map Reference | MB11 PG17&17A |
| Instrument Date | May 31, 2017 |
| Instrument | 201760018943 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | MARION LAKE SUMTER TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1848 DUTCHESS LOOP, 1848, LADY LAKE, FL 32162-2331 |
| Name | Verified Name |
|---|---|
| Address | 1848 DUTCHESS LOOP, LADY LAKE, FL 32162-2331 |
| Document Number | 0032650181 |
|---|---|
| Date | Jun 6, 2017 |
| Instrument | 3265/0181 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
Source: Sumter County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $319,550 Land $39,750 Building $279,800 | $319,550 Land $39,750 Building $279,800 | |
| 2024 | $5,535.00 (+4.3%) | ||
| 2023 | $5,307.00 (+5.17%) | $327,960 (+29.81%) Land $26,500 Building $301,460 | $327,960 (+7.49%) Land $26,500 Building $301,460 |
| 2022 | $5,046.00 | $252,640 | $305,110 Land $29,810 Building $275,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1848 Dutchess Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 125 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 125 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2023 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1848 Dutchess Loop has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | VILLAGE WATER |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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