1848 Circle Rd, Towson, MD 21204 Property Records

Baltimore County property record for 1848 Circle Rd, Towson, MD 21204

Property Summary

Property Type	Single Family Home
Details	4 ba · 7,455 sqft · built 1869
Lot Size	3.05 acres (132,858 sqft)
Owner	Individual Name on Record
Last Sale	$3,375,000 (Mar 2026)
Tax Bill	$21,384 (2024)
Deeds & Mortgages	May 2026 Mortgage Mar 2026 Sale + 1 more
APN	`09-0915540100`

Property Details

APN / Parcel Number

Primary APN	`09-0915540100`
Alternative APNs	`90915540100` `0915540100`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	7,455 sqft Living Area
1st Floor Area	2,984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1869
Effective Year Built	Effective 1869
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Slate
Lot Area	132,858 sqft (3.05 acres)
Garage Type	Detached
Garage Area	2,400 sqft
Parking Spaces	8 Parking Spaces
Porch	Open Porch
Porch Area	452 sqft
Patio Area	701 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	0915540100
Street Address	1848 CIRCLE RD
City	TOWSON
State	MD
Zip	21204-6415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.054 AC SWS CIRCLE NR RUXTON STATION
Legal Subdivision	NR RUXTON STATION
Legal Block	2
Jurisdiction	BALTIMORE MD
Township / Civil Division	9
Census Block Group	2
Census Block	2000
Census Tract	490400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lake Roland Historic District listed 1992 · 23 contributing resources · NRIS 92001285

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Baltimore County records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1848 CIRCLE RD, TOWSON, MD 21204-6415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY BANK
Mar 13, 2026	Deed, Transfer HOMESALE SETTLEMENT SERVICES
Dec 11, 2020	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2026 · Amount on Record
Deed Sale	Mar 13, 2026 · Amount on Record
Prior Sale	Dec 11, 2020 · Amount on Record
Deed Book / Page	51092 / 327
Prior Transfer Date	Mar 4, 2024
Prior Transfer Doc	0504700466
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Recording Date	May 5, 2026
Property Address	1848 CIRCLE RD, TOWSON, MD 21204-6415
Document Number	0512800426
Book / Page	51280 / 426
Instrument Date	Apr 21, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10714 GREENSPRING AVE, LUTHERVILLE TIMONIUM, MD 21093-3602
Investor	Possibly a Property Investor

Mortgage

Document Number	5128000426,
Date	May 5, 2026
Book Page	51280/426

Lender

Name	MORGAN STANLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Mar 13, 2026
Property Address	1848 CIRCLE RD, TOWSON, MD 21204-6415
Document Number	0510920327
Book / Page	51092 / 327
Instrument Date	Mar 2, 2026
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	HOMESALE SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Tax	$16,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1848 CIRCLE RD, TOWSON, MD 21204-6415

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Dec 11, 2020
Property Address	1848 CIRCLE RD, TOWSON, MD 21204-6415
Document Number	0437820431
Book / Page	43782 / 431
Instrument Date	Oct 16, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ENDEAVOR TILTE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Tax Sale
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 ANNESLIE RD, BALTIMORE, MD 21212-2001

Mortgage

Document Number	0043782439
Date	Dec 11, 2020
Instrument	43782/439

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.37%
Index	1-Year LIBOR
Max Rate	7.37%

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,269,700 (+17.79%) Land $457,900 Building $1,811,800	$2,269,700 (-) Land $457,900 Building $1,811,800
2024	$21,384.00 (+108.28%)
2023	$10,267.00 (-48.06%) Homeowner's exemption	$1,926,900 (+9.76%)	$2,269,700 (+29.29%) Land $457,900 Building $1,811,800
2022	$19,766.00 Homeowner's exemption	$1,755,500 Land $457,900 Building $1,297,600	$1,755,500 Land $457,900 Building $1,297,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	10 (1979–2011)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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