18478 Avery Rd, Three Oaks, MI 49128 Property Records

Berrien County property record for 18478 Avery Rd, Three Oaks, MI 49128

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,186 sqft · built 1965
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Last Sale	$100 (Aug 2002)
Tax Bill	$914 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Jul 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-0012-0019-01-8`

Property Details

APN / Parcel Number

Primary APN	`20-0012-0019-01-8`
Alternative APN	`11-20-0012-0019-01-8`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,186 sqft Living Area
1st Floor Area	1,186 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Lot Area	32,670 sqft (0.75 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	18478 AVERY RD
City	THREE OAKS
State	MI
Zip	49128-9756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SE COR OF SEC 12 T8S R20W TH N 198'TH W 165'TH S 198' TH E 165' TO BEG
Legal Range	20W
Legal Township	08S
Legal Section	12
Jurisdiction	BERRIEN MI
Township / Civil Division	THREE OAKS
Census Block Group	2
Census Block	2000
Census Tract	11400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	18478 AVERY RD, THREE OAKS, MI 49128-9756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 17, 2023	Deed of Trust, Mortgage · Line of Credit HONOR CU
Oct 4, 2022	Intrafamily Transfer, Transfer · Line of Credit HONOR CU
Mar 29, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2002 · Amount on Record
Deed Sale	Aug 6, 2002 · Amount on Record
Prior Sale	Jul 1, 1975 · Amount on Record
Deed Book / Page	2277 / 336
Last Transfer Date	Jul 15, 2022
Transfer Doc	03387/3086
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	18478 AVERY RD, THREE OAKS, MI 49128-9756
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03221/1254
Date	Oct 31, 2018
Book Page	3221/1254

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	18478 AVERY RD, THREE OAKS, MI 49128-9756
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18478 AVERY RD, THREE OAKS, MI 49128-9756

Mortgage

Document Number	003408/334
Date	Jul 17, 2023
Book Page	3408/334
Instrument	2023384817

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 12, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Oct 4, 2022
Property Address	18478 AVERY RD, THREE OAKS, MI 49128-9756
Document Number	03387/3086
Book / Page	3387 / 3086
Instrument Date	Jul 15, 2022
Instrument	2022364034
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18478 AVERY RD, THREE OAKS, MI 49128-9756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18478 AVERY RD, THREE OAKS, MI 49128-9756

Mortgage

Document Number	0033873089
Date	Oct 4, 2022
Instrument	3387-3089

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	Aug 12, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Mar 29, 2018
Property Address	18478 AVERY RD, THREE OAKS, MI 49128-9756
Document Number	03201/1954
Book / Page	3201 / 1954
Instrument Date	Jan 29, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18478 AVERY RD, THREE OAKS, MI 49128-9756

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Three Oaks Township
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,200 (+3.14%)	$164,400 (+3.14%)
2025	$914.00 (-4.59%) Homeowner's exemption	$79,700 (+17.21%)	$159,400 (+17.21%)
2024	$958.00 (+10.11%)
2023		$68,000	$136,000
2022	$870.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon.

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