18475 Oliver Dr, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 18475 Oliver Dr, Smithfield, VA 23430

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1987
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Mar 2023)
Tax Bill	$2,716 (2026)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-01-041D`

Property Details

APN / Parcel Number

Primary APN	`41-01-041D`
Alternative APNs	`4501358800` `10521`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Street Address	18475 OLIVER DR
City	SMITHFIELD
State	VA
Zip	23430-6534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAC
Legal Description	L 3 J W HORNE EST
Legal Subdivision	J W HORNE ESTATE
Legal Lot Number	3
Jurisdiction	ISLE OF WIGHT VA
Township / Civil Division	WINDSOR
Census Block Group	4
Census Block	4023
Census Tract	280200

Owner

Source: Isle Of Wight County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18475 OLIVER DR, SMITHFIELD, VA 23430-6534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2023 · Amount on Record
Deed Sale	Mar 7, 2023 · Amount on Record
Prior Sale	Nov 2, 2022 · Amount on Record
Deed Document Number	2023738
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLE OF WIGHT VA
Property Address	18475 OLIVER DR, SMITHFIELD, VA 23430-6534
Transaction Type	Mortgage
Record Updated	Jan 7, 2026
Title Company	UNKNOWN, RW TOWNE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18475 OLIVER DR, SMITHFIELD, VA 23430-6534

Mortgage

Document Number	0250005717
Date	Dec 12, 2025
Instrument	250005717

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.49%

Tax Assessment & Valuation

Source: Isle Of Wight County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Isle Of Wight County
Unified School District	Isle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,716.00 (+4.5%)	$335,400 (-) Land $50,000 Building $285,400	$335,400 (-) Land $50,000 Building $285,400
2025	$2,599.00	$335,400 (-) Land $50,000 Building $285,400	$335,400 (-) Land $50,000 Building $285,400
2023		$335,400 Land $50,000 Building $285,400	$335,400 Land $50,000 Building $285,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20