18475 McCord Rd, Elkins, AR 72727 Property Records

Washington County property record for 18475 McCord Rd, Elkins, AR 72727

Property Summary

Property Type	Rural Home
Details	2 ba · 1,248 sqft · built 1996
Lot Size	15 acres (653,400 sqft)
Owner	2 Individual Names on Record
Tax Bill	$338 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-06488-001`

Property Details

APN / Parcel Number

Primary APN	`001-06488-001`
Alternative APNs	`445157.0` `9080`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Flooring	Carpet

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	653,400 sqft (15 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	18475 MCCORD RD
City	ELKINS
State	AR
Zip	72727-8918
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AA1
Legal Description	PT NW SE 15.00 A.
Legal Range	29
Legal Township	15
Legal Section	26
Legal Subdivision	26-15-29
Jurisdiction	WASHINGTON AR
Township / Civil Division	WHITE RIVER
Census Block Group	1
Census Block	1015
Census Tract	11103

Owner

Source: Washington County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18475 MCCORD RD, ELKINS, AR 72727-8918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · VA Mortgage INDEPENDENCE HOME LOANS LLC
Aug 2, 2023	Deed of Trust, Mortgage · Line of Credit ARKANSAS FCU
Jul 18, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 20, 2021	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Dec 9, 2019	Deed of Trust, Mortgage · Line of Credit ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 1996
Deed Sale	Jul 22, 1996
Deed Book / Page	96 / 45520
Last Transfer Date	Jul 9, 2004
Transfer Doc	0000034577
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON AR
Property Address	18475 MCCORD RD, ELKINS, AR 72727-8918
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18475 MCCORD RD, ELKINS, AR 72727-8918

Mortgage

Document Number	0202532270
Date	Nov 19, 2025
Instrument	2025-32270

Lender

Name	INDEPENDENCE HOME LOANS LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON AR
Property Address	18475 MCCORD RD, ELKINS, AR 72727-8918
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18475 MCCORD RD, ELKINS, AR 72727-8918

Mortgage

Document Number	202300020056
Date	Aug 2, 2023
Instrument	2023-00020056

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	LITTLE ROCK, AR 72221

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 26, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON AR
Property Address	18475 MCCORD RD, ELKINS, AR 72727-8918
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200023720
Date	Jul 18, 2022
Instrument	2022-00023720

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON AR
Property Address	18475 MCCORD RD, ELKINS, AR 72727-8918
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100002196
Date	Jan 20, 2021
Instrument	2021-00002196

Lender

Name	ARVEST BANK
Type	Bank
Address	ELKINS, AR 72727

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON AR
Property Address	18475 MCCORD RD, ELKINS, AR 72727-8918
Transaction Type	Mortgage
Record Updated	Dec 19, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900037474
Date	Dec 9, 2019
Instrument	2019-00037474

Lender

Name	ARVEST BANK
Type	Bank
Address	ELKINS, AR 72727

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 10, 2044

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Washington County
Unified School District	Elkins School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,810 (-) Land $2,920 Building $18,890	$109,050 (-) Land $14,600 Building $94,450
2025	$338.00 (-25.55%) Homeowner's exemption	$21,810 (-) Land $2,920 Building $18,890
2023	$454.00 Homeowner's exemption	$21,810 Land $2,920 Building $18,890	$109,050 Land $14,600 Building $94,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 94% of Arkansas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT OLIVE WATER ASSOCIATION serves 6,308 people · EPA ID AR0000668
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OzarksGo Fiber	2,500 / 2,500

Cell Coverage

No cell data coverage reported

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