18471 Ramona View Dr, Ramona, CA 92065 Property Records

San Diego County property record for 18471 Ramona View Dr, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,008 sqft · built 1986
Lot Size	2.18 acres (94,961 sqft)
Owner	2 Individual Names on File
Last Sale	$526,000 (Oct 2004)
Tax Bill	$7,979 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`281-492-01-00`

Property Details

APN / Parcel Number

Primary APN	`281-492-01-00`
Alternative APN	`2814918000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Building Area	3,008 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	94,961 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2814918000
Street Address	18471 RAMONA VIEW DR
City	RAMONA
State	CA
Zip	92065-6007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 1 TR PM13612
Legal Subdivision	PARCEL MAP NO 13612
Legal Tract	1013612
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1008
Census Tract	20807

Owner

18471 Ramona View Dr is owned and occupied by two individuals who acquired it in June 2021.

Source: San Diego County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18471 RAMONA VIEW DR, RAMONA, CA 92065-6007
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jun 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jan 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 25, 2019	Quit Claim Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2004 · Amount on File
Deed Sale	Oct 6, 2004 · Amount on File
Prior Sale	Aug 27, 1998 · Amount on File
Deed Document Number	2004951736
Last Transfer Date	Jun 5, 2021
Transfer Doc	0000430563
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	18471 RAMONA VIEW DR, RAMONA, CA 92065-6007
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18471 RAMONA VIEW DR, RAMONA, CA 92065-6007

Mortgage

Document Number	0000203110
Date	Jul 28, 2023
Instrument	2023-0203110

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Aug 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 10, 2021
Property Address	18471 RAMONA VIEW DR, RAMONA, CA 92065-6007
Document Number	0000430563
Instrument Date	Jun 5, 2021
Instrument	2021-0430563
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	18471 RAMONA VIEW DR, RAMONA, CA 92065-6007

Mortgage

Document Number	0000430564
Date	Jun 10, 2021
Instrument	2021-0430564

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 14, 2020
Property Address	18471 RAMONA VIEW DR, RAMONA, CA 92065-6007
Document Number	0000020229
Instrument Date	Dec 15, 2019
Instrument	20229
Transaction Type	Transfer
Record Updated	Jan 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1444 MAIN ST #2007 RAMONA CA 920658170, 2007, RAMONA, CA 92065-8170

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 25, 2019
Property Address	18471 RAMONA VIEW DR, RAMONA, CA 92065-6007
Document Number	0000303548
Instrument Date	Jun 27, 2019
Instrument	303548
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	WFG

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	18471 RAMONA VIEW DR RAMONA CA 920656007, RAMONA, CA 92065-6007

Mortgage

Document Number	303549
Date	Jul 25, 2019
Instrument	303549

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 18471 Ramona View Dr was $7,979 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$752,976 (+2%) Land $320,204 Building $432,772
2025	$7,979.00 Homeowner's exemption	$738,213 Land $313,926 Building $424,287
2023	$7,465.00 (-1.02%) Homeowner's exemption	$709,549 Land $301,737 Building $407,812
2022	$7,542.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 18471 Ramona View Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18471 Ramona View Dr is extreme, ranking above 97.4% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.4% of the US · above 87% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
AT&T DSL	50 / 10

May also be available: Cox Communications, Verizon.

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