1847 Tower St, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1847 Tower St, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 975 sqft · built 1965
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on Record
Last Sale$100,000 (Jun 2025)
Tax Bill$4,743 (2026)
Deeds & MortgagesOct 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN422800 59.9-9-13

Property Details

APN / Parcel Number

Primary APN422800 59.9-9-13
Alternative APN
  • 280005900900090130000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area975 sqft Living Area
1st Floor Area975 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions125 ft deep x 54 ft wide
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area150 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1847 TOWER ST
CitySCHENECTADY
StateNY
Zip12303-4006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G,HBF,PT HAM-291,PT 292 2.-173-18
Legal Block9
Legal Lot Number13.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group4
Census Block4006
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1 FLETCHER RD, ALBANY, NY 12203-4930
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 11, 2025 · Amount on Record
Deed SaleJun 11, 2025 · Amount on Record
Prior SaleJul 9, 2001 · Amount on Record
Deed Document Number202514758
Deed Book / Page2151 / 672
Record UpdatedOct 29, 2026

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address1847 TOWER ST, SCHENECTADY, NY 12303-4006
Document Number0000054478
Instrument DateOct 18, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1847 TOWER ST SCHENECTADY NY 123034006, SCHENECTADY, NY 12303-4006

Mortgage

Document Number0000054478
DateDec 4, 2017
Book Page004804/000959
Instrument54478
Lender
NameMIDFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 3, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,743.00 (+1.91%) Homeowner's exemption
2025$4,654.00$127,000 (-) Land $6,800 Building $120,200$195,400 (+16.94%) Land $10,462 Building $184,938
2023$127,000 Land $6,800 Building $120,200$167,100 Land $8,947 Building $158,153

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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