Hamilton County property record for 1847 Spruce Dr, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,457 sqft · built 1991 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $6,535 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-20-407-038.000-018 |
| Primary APN | 29-10-20-407-038.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,457 sqft Living Area |
| 1st Floor Area | 1,934 sqft |
| 2nd Floor Area | 963 sqft |
| Basement Area | 750 sqft |
| Finished Basement | 560 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 145 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 1610200407038000 |
|---|---|
| Street Address | 1847 SPRUCE DR |
| City | CARMEL |
| State | IN |
| Zip | 46033-9028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .33, SECTION 20, TOWNSHIP 18, RANGE 4, SMOKEY KNOLL, SECTION 2, LOT 145 |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 20 |
| Legal Subdivision | SMOKEY KNOLL SEC 02 |
| Legal Block | 2 |
| Legal Lot Number | 145 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 110904 |
The current owner of 1847 Spruce Dr acquired it in May 2012.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1847 SPRUCE DR, CARMEL, IN 46033-9028 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2012 |
| Deed Sale | May 29, 2012 |
| Deed Document Number | 0000029012 |
| Record Updated | Jun 8, 2026 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $643,300 (+11.96%) Land $127,100 Building $516,200 | $643,300 (+11.96%) Land $127,100 Building $516,200 | |
| 2024 | $6,535.00 (+15.87%) | $574,600 (+11.72%) Land $127,100 Building $447,500 | $574,600 (+11.72%) Land $127,100 Building $447,500 |
| 2023 | $5,640.00 (+16.84%) Homeowner's exemption | $514,300 (+21.21%) Land $101,600 Building $412,700 | $514,300 (+21.21%) Land $101,600 Building $412,700 |
| 2022 | $4,827.00 Homeowner's exemption | $424,300 Land $101,600 Building $322,700 | $424,300 Land $101,600 Building $322,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1847 Spruce Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1847 Spruce Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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