1847 Rachels Ridge Loop, #LO, Ocoee, FL 34761 Property Records

Orange County property record for 1847 Rachels Ridge Loop, #LO, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,450 sqft · built 1999
Lot Size	0.212 acres (9,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Jan 2017)
Tax Bill	$4,728 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-22-28-9065-00-680`

Property Details

APN / Parcel Number

Primary APN	`16-22-28-9065-00-680`
Alternative APNs	`282216906500680` `241277` `246118` `250690`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,450 sqft Living Area
Gross Area	3,196 sqft
1st Floor Area	2,450 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,246 sqft (0.212 acres)
Garage Type	Attached
Garage Area	521 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	225 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1847 RACHELS RIDGE LOOP, LO
City	OCOEE
State	FL
Zip	34761-9011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WEDGEWOOD COMMONS PHASE 2 39/122 LOT 68
Legal Range	28E
Legal Township	22S
Legal Section	16
Legal Subdivision	WEDGEWOOD COMMONS PH 2
Legal Phase	2
Legal Tract	9065
Legal Lot Number	68
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1056
Census Tract	18100

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1847 RACHELS RIDGE LOOP, OCOEE, FL 34761-9011
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage 1ST PREFERENCE MORTGAGE CORP
Jan 25, 2017	Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2017 · Amount on Record
Deed Sale	Jan 25, 2017 · Amount on Record
Prior Sale	Oct 25, 1999 · Amount on Record
Deed Document Number	201746614
Prior Transfer Date	Sep 26, 2003
Prior Transfer Doc	0071570580
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1847 RACHELS RIDGE LOOP, OCOEE, FL 34761-9011
Transaction Type	Mortgage
Record Updated	Jun 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1847 RACHELS RIDGE LOOP, OCOEE, FL 34761-9011

Mortgage

Document Number	0000305834
Date	Jun 1, 2023
Instrument	20230305834

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1847 RACHELS RIDGE LOOP, OCOEE, FL 34761-9011
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1847 RACHELS RIDGE LOOP, OCOEE, FL 34761-9011

Mortgage

Document Number	20210552473
Date	Sep 10, 2021
Instrument	20210552473

Lender

Name	1ST PREFERENCE MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 25, 2017
Property Address	1847 RACHELS RIDGE LOOP, OCOEE, FL 34761-9011
Document Number	0000046614
Map Reference	MB 39 PG 122&123
Instrument Date	Jan 20, 2017
Instrument	20170046614
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	BROKERS TITLE OF CENTRAL FLO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 397, OCOEE, FL 34761-0397

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1847 RACHELS RIDGE LOOP, OCOEE, FL 34761-9011

Mortgage

Document Number	0000046615
Date	Jan 25, 2017
Instrument	20170046615

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,381 (+2.7%)	$457,020 (-1.6%) Land $80,000 Building $377,020
2025	$4,728.00 (+7.72%) Homeowner's exemption	$280,799 (+5.99%)	$464,440 (+22.57%) Land $80,000 Building $384,440
2024	$4,389.00 (+3.42%)
2023	$4,244.00 (+3.19%) Homeowner's exemption	$264,937 (+3%)	$378,917 (+13.42%) Land $80,000 Building $298,917
2022	$4,113.00 Homeowner's exemption	$257,220	$334,096 Land $80,000 Building $254,096

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	18 (1994–2019)
Claims Outside the SFHA	4 of 18
Most Recent Claim	May 2019 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 4 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, Metronet, Verizon, Xfinity.

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