1847 Georges Mill Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 1847 Georges Mill Rd, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,248 sqft · built 1973
Lot Size	6.05 acres (263,799 sqft)
Owner	Individual Name on File
Last Sale	$499,900 (Oct 2021)
Tax Bill	$4,531 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20 A 19A`

Property Details

APN / Parcel Number

Primary APN	`20 A 19A`
Alternative APN	`9469`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	1 Story
Building Area	3,248 sqft Living Area
Gross Area	7,408 sqft
1st Floor Area	3,248 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2000
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	263,799 sqft (6.05 acres)
Terrain	Rolling

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	168 sqft
Deck Area	744 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9469
Street Address	1847 GEORGES MILL RD
City	PALMYRA
State	VA
Zip	22963-4604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	INST 210005365 AC 3.03
Legal Block	1
Legal Lot Number	A
Jurisdiction	FLUVANNA VA
Township / Civil Division	COLUMBIA
Census Block Group	1
Census Block	1042
Census Tract	20200

Owner

1847 Georges Mill Rd is owned and occupied by an individual who bought it in October 2021.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1847 GEORGES MILL RD, PALMYRA, VA 22963-4604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CENTER LLC
Oct 26, 2021	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2021 · Amount on File
Deed Sale	Oct 26, 2021 · Amount on File
Prior Sale	Sep 25, 2008 · Amount on File
Deed Document Number	20215365
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	1847 GEORGES MILL RD, PALMYRA, VA 22963-4604
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200004412
Date	Oct 30, 2020
Instrument	200004412

Lender

Name	CAPITAL CENTER LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Oct 26, 2021
Property Address	1847 GEORGES MILL RD, PALMYRA, VA 22963-4604
Document Number	0210005365
Map Reference	DB 103 PG 438
Instrument Date	Oct 22, 2021
Instrument	210005365
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1847 GEORGES MILL RD, PALMYRA, VA 22963-4604

Mortgage

Document Number	0210005366
Date	Oct 26, 2021
Instrument	210005366

Lender

Name	PROSPERITY HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1847 Georges Mill Rd was $4,531.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$600,200 (-) Land $63,300 Building $536,900	$600,200 (-) Land $63,300 Building $536,900
2025	$4,531.00	$600,200 Land $63,300 Building $536,900	$600,200 Land $63,300 Building $536,900
2023		$522,500 Land $63,300 Building $459,200	$522,500 Land $63,300 Building $459,200
2022	$4,409.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1847 Georges Mill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1847 Georges Mill Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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