1847 Bender St, Billings, MT 59105 Property Records

Yellowstone County property record for 1847 Bender St, Billings, MT 59105

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,344 sqft · built 1973
Lot Size	0.274 acres (11,912 sqft)
Owner	2 Individual Names on File
Last Sale	$39,900 (Jun 2023)
Tax Bill	$2,382 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000A205730`

Property Details

APN / Parcel Number

Primary APN	`000A205730`
Alternative APNs	`03-1033-15-4-11-08-0000` `R0321469` `A205730` `A20573`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	1,392 sqft
1st Floor Area	912 sqft
2nd Floor Area	912 sqft
Basement Area	480 sqft
Finished Basement	432 sqft
Unfinished Basement	48 sqft
Family Room	Family Room

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,912 sqft (0.274 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	12 sqft
Deck Area	402 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1847 BENDER ST
City	BILLINGS
State	MT
Zip	59105-4003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	BENDER SUBD, S15, T01 N, R26 E, BLOCK 1, LOT 8
Legal Range	26E
Legal Township	01N
Legal Section	15
Legal Subdivision	BENDER SUBD
Legal Block	1
Legal Lot Number	8
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	3
Census Block	3020
Census Tract	701

Owner

1847 Bender St is owned and occupied by two individuals who bought it in June 2023.

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1847 BENDER ST, BILLINGS, MT 59105-4003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Jun 2, 2023	Intrafamily Transfer, Transfer · Line of Credit MOUNTAIN AMERICA FCU
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Feb 27, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2023 · Amount on File
Deed Sale	Jun 2, 2023 · Amount on File
Prior Sale	Feb 27, 2017 · Amount on File
Deed Document Number	20234048389
Prior Transfer Date	May 23, 2023
Prior Transfer Doc	0004048389
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	1847 BENDER ST, BILLINGS, MT 59105-4003
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004120190
Date	Nov 21, 2025
Instrument	4120190

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YELLOWSTONE MT
Recording Date	Jun 2, 2023
Property Address	1847 BENDER ST, BILLINGS, MT 59105-4003
Document Number	0004048389
Map Reference	DOC 909317
Instrument Date	May 23, 2023
Instrument	4048389
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1847 BENDER ST, BILLINGS, MT 59105-4003

Mortgage

Document Number	0004048390
Date	Jun 2, 2023
Instrument	4048390

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	1847 BENDER ST, BILLINGS, MT 59105-4003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003938061
Date	Sep 10, 2020
Instrument	3938061

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Feb 27, 2017
Property Address	1847 BENDER ST, BILLINGS, MT 59105-4003
Document Number	0003806412
Map Reference	DOC 909317
Instrument Date	Feb 24, 2017
Instrument	3806412
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1716 LAKE ELMO DR, 1716, BILLINGS, MT 59105-4438

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1847 BENDER ST, BILLINGS, MT 59105-4003

Mortgage

Document Number	0003806413
Date	Feb 27, 2017
Instrument	3806413

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1847 Bender St was $2,382, down 25.3% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,700 (-10.13%) Land $66,079 Building $243,621	$309,700 (-10.13%) Land $66,079 Building $243,621
2025	$2,382.00 (-25.33%)	$344,600 Land $66,079 Building $278,521	$344,600 Land $66,079 Building $278,521
2024	$3,190.00 (+15.29%)
2023	$2,767.00	$310,100	$310,100 Land $61,742 Building $248,358

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1847 Bender St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2010–2018)
Claims Outside the SFHA	4 of 5
Most Recent Claim	May 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1847 Bender St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: CenturyLink, Nemont, Verizon.

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