1847 7th St NE, Watertown, SD 57201 Property Records

Codington County property record for 1847 7th St NE, Watertown, SD 57201

Property Summary

Property TypeSingle Family Home
Detailsbuilt 2004
Lot Size0.224 acres (9,750 sqft)
OwnerIndividual Name on Record
Last Sale$230,500 (Oct 2016)
Tax Bill$3,434 (2026)
Deeds & MortgagesAug 2010 Mortgage
Jan 2012 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN017721

Property Details

APN / Parcel Number

Primary APN017721

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area9,750 sqft (0.224 acres)
Lot Dimensions130 ft deep x 75 ft wide

Location & Zoning

Street Address1847 7TH ST NE
CityWATERTOWN
StateSD
Zip57201-8656
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 BLK 4 NORTHRIDGE 15TH ADD
Legal SubdivisionNORTHRIDGE 15TH ADD
Legal Block4
Legal Lot Number9
JurisdictionCODINGTON SD
Township / Civil DivisionWATERTOWN
Census Block Group3
Census Block3001
Census Tract954302

Owner

Source: Codington County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1847 7TH ST NE, WATERTOWN, SD 57201-8656
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2010Deed of Trust, Mortgage
GREAT WESTERN BANK
Jan 27, 2012Deed of Trust, Mortgage
GREAT WESTERN BANK
Mar 20, 2009Deed of Trust, Mortgage
PLAINS COMMERCE BANK
May 31, 2013Warranty Deed, Transfer
FIRS`T BANK AND TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2016 · Amount on Record
Deed SaleOct 21, 2016 · Amount on Record
Prior SaleMay 31, 2013 · Amount on Record
Record UpdatedSep 20, 2026

August 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCODINGTON SD
Property Address1847 7TH ST NE, WATERTOWN, SD 57201-8656
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00986/5202
DateAug 2, 2010
Book Page986/5202
Instrument201003521
Lender
NameGREAT WESTERN BANK
AddressWATERTOWN, SD 57201
Agreement
AmountAmount Recorded
Interest
Rate5.36%

January 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCODINGTON SD
Property Address1847 7TH ST NE, WATERTOWN, SD 57201-8656
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2803 SIOUX CONIFER RD, WATERTOWN, SD 57201-7521

Mortgage

Document Number00986/8576
DateJan 27, 2012
Book Page986/8576
Instrument201200400
Lender
NameGREAT WESTERN BANK
Agreement
AmountAmount Recorded
Term54 Months
DueJul 14, 2016

March 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCODINGTON SD
Property Address1847 7TH ST NE, WATERTOWN, SD 57201-8656
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00986/2081
DateMar 20, 2009
Book Page986/2081
Instrument200901332
Lender
NamePLAINS COMMERCE BANK
AddressWATERTOWN, SD 57201
Agreement
AmountAmount Recorded
Term361 Months
DueApr 1, 2039

May 2013: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCODINGTON SD
Recording DateMay 31, 2013
Property Address1847 7TH ST NE, WATERTOWN, SD 57201-8656
Document Number00423/6716
Book / Page423 / 6716
Instrument DateMay 30, 2013
Instrument201302716
Transaction TypeTransfer
Record UpdatedJun 2, 2026
Title CompanyFIRST DAKOTA TITLE LLC, FIRST DAKOTA TITTLE - WTN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1847 7TH ST NE, WATERTOWN, SD 57201-8656

Mortgage

Document Number00988/1851
DateMay 31, 2013
Book Page988/1851
Instrument201302717
Lender
NameFIRS`T BANK AND TRUST
AddressSIOUX FALLS, SD 57108
Agreement
AmountAmount Recorded
Term361 Months
DueJun 1, 2043

Tax Assessment & Valuation

Source: Codington County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyCodington County
MunicipalityWatertown City
Unified School DistrictWatertown School District 14-4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,434.00 Homeowner's exemption$321,976 (-) Land $48,208 Building $273,768
2025$3,434.00 (+9.64%) Homeowner's exemption$321,976 (+13.73%) Land $48,208 Building $273,768
2024$3,132.00 (+0.03%)
2023$283,113 Land $41,738 Building $241,375
2022$3,131.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERTOWN MUNICIPAL UTILITIES
serves 23,230 people · EPA ID SD4600356
Water SourceGroundwater
Last State InspectionJun 2025
Also Mapped HereCLARK RURAL WATER SYSTEM
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable · Fixed Wireless in parts of the area
1,250 / 60
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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