18465 Opal Dr, Macomb, MI 48042 Property Records

Macomb County property record for 18465 Opal Dr, Macomb, MI 48042

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,972 sqft · built 2013
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Jun 2020)
Tax Bill	$6,520 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-05-249-004`

Property Details

APN / Parcel Number

Primary APN	`20-08-05-249-004`
Alternative APN	`0805249004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	1,972 sqft Living Area
1st Floor Area	1,972 sqft
Basement Area	1,972 sqft
Unfinished Basement	1,972 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2014
Architectural Style	Ranch
Lot Area	9,017 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Area	632 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18465 OPAL DR
City	MACOMB
State	MI
Zip	48042-6255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CLEARSTONE SUB LOT 83 LIBER: 160 PGS: 39 - 46
Legal Subdivision	CLEARSTONE SUB
Legal Lot Number	83
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	3
Census Block	3024
Census Tract	223802

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18465 OPAL DR, MACOMB, MI 48042-6255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2020 · Amount on Record
Deed Sale	Jun 18, 2020 · Amount on Record
Prior Sale	Nov 7, 2013 · Amount on Record
Deed Document Number	202069511
Deed Book / Page	26775 / 621
Prior Transfer Date	Jun 28, 2007
Prior Transfer Doc	0000096239
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 18, 2020
Property Address	18465 OPAL DR, MACOMB, MI 48042-6255
Document Number	0000069511
Book / Page	26775 / 621
Map Reference	LB 160 PG 39-46
Instrument Date	Jun 12, 2020
Instrument	2069511
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,311.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18465 OPAL DR, 18465, MACOMB, MI 48042-6255

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18465 OPAL DR, MACOMB, MI 48042-6255

Mortgage

Document Number	0000069512
Date	Jun 18, 2020
Instrument	2069512

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	New Haven Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,900 (+3.7%)	$487,800 (+3.7%)
2025	$6,520.00 (+13.14%) Homeowner's exemption	$235,200 (+7.89%)	$470,400 (+7.89%)
2023		$218,000	$436,000
2022	$5,763.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20