18461 Taft Rd, Big Rapids, MI 49307 Property Records

Mecosta County property record for 18461 Taft Rd, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,006 sqft · built 1960
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$203,000 (Sep 2025)
Tax Bill	$1,395 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05 013 031 000`

Property Details

APN / Parcel Number

Primary APN	`05 013 031 000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,006 sqft Total Area
1st Floor Area	1,006 sqft
Basement Area	894 sqft
Unfinished Basement	894 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	217,800 sqft (5 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	242 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	18461 TAFT RD
City	BIG RAPIDS
State	MI
Zip	49307-9512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 13 T15N R10W W 1/2 NW 1/4 NW 1/4 SE 1/4
Legal Range	10W
Legal Township	15N
Legal Section	13
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	1
Census Block	1030
Census Tract	960400

Owner

18461 Taft Rd is owned and occupied by an individual who bought it in September 2025.

Source: Mecosta County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1316 PHILLIPS ST, DAYTONA BEACH, FL 32114-2316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS
Sep 23, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2025 · Amount on File
Deed Sale	Sep 23, 2025 · Amount on File
Prior Sale	Apr 8, 2016
Deed Document Number	20256522
Deed Book / Page	936 / 4774
Prior Transfer Date	Jul 27, 2007
Prior Transfer Doc	859/0166
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	18461 TAFT RD, BIG RAPIDS, MI 49307-9512
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	LAKELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00904/3181
Date	Jul 13, 2020
Book Page	904/3181
Instrument	202000004978

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Sep 23, 2025
Property Address	18461 TAFT RD, BIG RAPIDS, MI 49307-9512
Document Number	00936/4774
Book / Page	936 / 4774
Instrument Date	Sep 10, 2025
Instrument	202500006522
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	VERIFIED TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,522.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	311 3RD AVE SE, WATERTOWN, SD 57201-4311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 PHILLIPS ST, DAYTONA BEACH, FL 32114-2316

Mortgage

Document Number	202500006523
Date	Sep 23, 2025
Instrument	202500006523

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 18461 Taft Rd was $1,395 with a homeowner's exemption, up 2.2% from the year before.

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Mecosta County
County Subdivision	Big Rapids Charter Township
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,900 (+19.43%)	$159,800 (+19.43%)
2025	$1,395.00 (+2.2%) Homeowner's exemption	$66,900	$133,800
2024	$1,365.00
2023		$56,700	$113,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18461 Taft Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18461 Taft Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Point Broadband Fixed Wireless · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	25 / 3

May also be available: Spectrum.

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