18461 Shake Ridge Rd, Sutter Creek, CA 95685 Property Records

Amador County property record for 18461 Shake Ridge Rd, Sutter Creek, CA 95685

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,214 sqft · built 2005
Lot Size	2.65 acres (115,434 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (May 2020)
Tax Bill	$3,892 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`030-610-002-000`

Property Details

APN / Parcel Number

Primary APN	`030-610-002-000`
Alternative APN	`3061000200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,214 sqft Living Area
1st Floor Area	2,214 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	115,434 sqft
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	18461 SHAKE RIDGE RD
City	SUTTER CREEK
State	CA
Zip	95685-9749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	17M75 PAR A2 SEC20 T7N R12E
Legal Range	12E
Legal Township	07N
Legal Section	20
Legal Subdivision	PHYLLIS M PARGETT
Legal Lot Number	A2
Jurisdiction	AMADOR CA
Township / Civil Division	SUTTER CREEK-PLYMOUTH
Census Block Group	3
Census Block	3013
Census Tract	201

Owner

18461 Shake Ridge Rd is owned and occupied by two individuals who bought it in May 2020.

Source: Amador County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18461 SHAKE RIDGE RD, SUTTER CREEK, CA 95685-9749
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORIA DEVELOPMENT INC
May 29, 2020	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
Jun 21, 2019	Grant Deed, Construction Loan · Construction Mortgage FINANCE OF AMERICA COM'L LLC
May 13, 2019	Trustee's Deed, Foreclosure TITLE 365

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2020 · Amount on File
Deed Sale	May 29, 2020 · Amount on File
Prior Sale	Jun 21, 2019 · Amount on File
Deed Document Number	20204159
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	18461 SHAKE RIDGE RD, SUTTER CREEK, CA 95685-9749
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18461 SHAKE RIDGE RD, SUTTER CREEK, CA 95685-9749

Mortgage

Document Number	0000006773
Date	Nov 10, 2025
Instrument	2025-0006773

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	18461 SHAKE RIDGE RD, SUTTER CREEK, CA 95685-9749
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007650
Date	Oct 11, 2019
Instrument	2019-0007650

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	May 29, 2020
Property Address	18461 SHAKE RIDGE RD, SUTTER CREEK, CA 95685-9749
Document Number	0000004159
Instrument Date	May 1, 2020
Instrument	4159
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	TITLE 365

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18461 SHAKE RIDGE RD SUTTER CREEK CA 956859749, SUTTER CREEK, CA 95685-9749

Mortgage

Document Number	4160
Date	May 29, 2020
Instrument	4160

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2050

June 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Jun 21, 2019
Property Address	18461 SHAKE RIDGE RD, SUTTER CREEK, CA 95685-9749
Document Number	0000004289
Instrument Date	Jun 3, 2019
Instrument	4289
Transaction Type	Construction Loan
Record Updated	Jul 5, 2019
Title Company	TITLE 365

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$346.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9113 MILLFORT ST BAKERSFIELD CA 933075979, BAKERSFIELD, CA 93307-5979

Mortgage

Document Number	4290
Date	Jun 21, 2019
Instrument	4290

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	CHARLOTTE, NC 28210

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 20, 2020

May 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	AMADOR CA
Recording Date	May 13, 2019
Property Address	18461 SHAKE RIDGE RD, SUTTER CREEK, CA 95685-9749
Document Number	0000003261
Instrument Date	May 7, 2019
Instrument	3261
Transaction Type	Foreclosure
Record Updated	May 23, 2019
Title Company	TITLE 365

Transaction

Amount	Amount on Record
Tax	$399.41
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620

Tax Assessment & Valuation

The 2025 property tax bill for 18461 Shake Ridge Rd was $3,892 with a homeowner's exemption.

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,425 (+2%) Land $72,505 Building $317,920
2025	$3,892.00 Homeowner's exemption	$382,771 Land $71,084 Building $311,687
2024			$434,430
2023	$3,722.00 (+1.92%) Homeowner's exemption	$367,910 Land $68,325 Building $299,585
2022	$3,652.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18461 Shake Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18461 Shake Ridge Rd is extreme, ranking above 95% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 82% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Volcano Vision DSL	100 / 30

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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