18460 Couch Market Rd, Bend, OR 97703 Property Records

Deschutes County property record for 18460 Couch Market Rd, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,893 sqft · built 1980
Lot Size	5.75 acres (250,470 sqft)
Owner	2 Company Names on File
Last Sale	$1,166,000 (May 2024)
Tax Bill	$5,306 (2025)
Deeds & Mortgages	May 2024 Sale Nov 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`161122-00-02401`

Property Details

APN / Parcel Number

Primary APN	`161122-00-02401`
Alternative APNs	`R20071611220002401` `155313`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,893 sqft Living Area
Gross Area	2,421 sqft
1st Floor Area	1,077 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Bi-Level
Lot Area	250,470 sqft (5.75 acres)
Garage Area	528 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	117 sqft
Deck Area	486 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	155313
Street Address	18460 COUCH MARKET RD
City	BEND
State	OR
Zip	97703-9225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EFUTRB
Legal Description	SEC 22 - E 396 FT OF S1/2SW1/4SW1/4 5.75 AC
Legal Range	11
Legal Township	16
Legal Section	22
Jurisdiction	DESCHUTES OR
Township / Civil Division	TUMALO
Census Block Group	1
Census Block	1002
Census Tract	602

Owner

Source: Deschutes County records · APN 161122-00-02401

Assessment roll updated November 5, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	19587 SIMPSON AVE, BEND, OR 97702-9014
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 02, 2024	Warranty Deed, Transfer WESTERN TITLE & ESCROW
Nov 21, 2017	Deed of Trust, Mortgage · Line of Credit MID OREGON FCU
Jan 05, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Oct 14, 2019	Quit Claim Deed, Transfer AMERITITLE
Sep 20, 2019	Deed of Trust, Mortgage · Line of Credit MID OR FCU
Sep 20, 2019	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 02, 2024 · Amount on Record
Deed Sale	May 02, 2024 · Amount on Record
Prior Sale	Sep 20, 2019 · Amount on Record
Deed Document Number	202410954
Record Updated	Sep 20, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 02, 2024
Property Address	18460 COUCH MARKET RD, BEND, OR 97703-9225
Document Number	0000010954
Instrument Date	Apr 17, 2024
Instrument	2024-10954
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19587 SIMPSON AVE, BEND, OR 97702-9014

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	18460 COUCH MARKET RD, BEND, OR 97703-9225
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046754
Date	Nov 21, 2017
Instrument	2017-46754

Lender

Name	MID OREGON FCU
Type	Credit Union
Address	BEND, OR 97708

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	18460 COUCH MARKET RD, BEND, OR 97703-9225
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000560
Date	Jan 05, 2021
Instrument	2021-00560

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 14, 2019
Property Address	18460 COUCH MARKET RD, BEND, OR 97703-9225
Document Number	0000039199
Instrument Date	Sep 20, 2019
Instrument	39199
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	AMERITITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	18460 COUCH MARKET RD BEND OR 977039225, BEND, OR 97703-9225

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	18460 COUCH MARKET RD, BEND, OR 97703-9225
Document Number	0000035307
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 01, 2019
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18460 COUCH MARKET RD BEND OR 977039225, BEND, OR 97703-9225

Mortgage

Document Number	0000035307
Date	Sep 20, 2019
Instrument	35307

Lender

Name	MID OR FCU
Type	Credit Union
Address	BEND, OR 97708-6749

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 20, 2019
Property Address	18460 COUCH MARKET RD, BEND, OR 97703-9225
Document Number	0000035305
Instrument Date	Sep 09, 2019
Instrument	2019-35305
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18460 COUCH MARKET RD, BEND, OR 97703-9225

Mortgage

Document Number	0000035306
Date	Sep 20, 2019
Instrument	2019-35306

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,306.00 (+4.55%)	$338,254 (+2.96%)	$1,273,280 (+5.69%) Land $358,500 Building $914,780
2024	$5,075.00 (+5.73%)	$328,544 (+2.96%)	$1,204,780 (-) Land $290,000 Building $914,780
2023	$4,800.00	$319,114	$1,204,780 Land $290,000 Building $914,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 11, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	High above 78% of the US · above 42% of Oregon
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Yellowknife Wireless Company Fixed Wireless	700 / 200
Concept Communications Fixed Wireless	10 / 1

May also be available: Verizon, Webformix Company.

Based on FCC filings for 9 locations within half a mile of this property.

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