1846 Jerome Ave, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 1846 Jerome Ave, Schenectady, NY 12306 · Last verified April 2026

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 1,604 sqft · built 1930
Lot Size0.151 acres (6,580 sqft)
Owner2 Individual Names on File
Last Sale$88,500 (Apr 1994)
Tax Bill$5,599 (2025)
Deeds & MortgagesNov 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN421500 49.61-1-54

Property Details

APN / Parcel Number

Primary APN421500 49.61-1-54
Alternative APN
  • 150004906100010540000000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,604 sqft Total Area
1st Floor Area1,100 sqft
Upper Floors Area504 sqft
AtticAttic
Attic Area504 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area6,580 sqft (0.151 acres)
Lot Dimensions188 ft deep x 35 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area154 sqft
PorchSlab
Porch Area328 sqft
Patio Area354 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1846 JEROME AVE
CitySCHENECTADY
StateNY
Zip12306-4806
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Description1 WOOD AND GARAGE
Legal Block1
Legal Lot Number54.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1007
Census Tract33200

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.61-1-54

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1846 JEROME AVE, SCHENECTADY, NY 12306-4806
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 13, 1994 · Amount on Record
Deed SaleApr 13, 1994 · Amount on Record
Deed Book / Page1415 / 282
Record UpdatedJun 08, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1846 JEROME AVE, SCHENECTADY, NY 12306-4806
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1846 JEROME AVE, SCHENECTADY, NY 12306-4806

Mortgage

Document Number0000036307
DateNov 19, 2020
Book Page5042/524
Instrument202036307
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueNov 07, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,599.00 (+10.7%)$105,200 (-) Land $15,800 Building $89,400$174,201 (+30.82%) Land $26,163 Building $148,038
2023$105,200 (-) Land $15,800 Building $89,400$133,165 (+3.8%) Land $20,000 Building $113,165
2022$105,200 Land $15,800 Building $89,400$128,293 Land $19,268 Building $109,025
2021$5,058.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930332001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–2003)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2003, rainfall accumulation

Wildfire

Wildfire RiskLow
above 3% of the US · above 3% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 844 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Greenlight Networks Holding, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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