Gloucester County property record for 1846 Highland Dr, Gloucester Point, VA 23062
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,144 sqft · built 1984 |
| Lot Size | 0.509 acres (22,172 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $252,100 (Jun 2022) |
| Tax Bill | $1,576 (2026) |
| Deeds & Mortgages | Apr 2024 Refinance Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32906 |
| Primary APN | 32906 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,172 sqft (0.509 acres) |
| Porch | Slab |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1846 HIGHLAND DR |
|---|---|
| City | GLOUCESTER POINT |
| State | VA |
| Zip | 23062-2318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | HIGHLAND VILLAGE LOT 5 |
| Legal Subdivision | PLAT: PB12 125 |
| Legal Lot Number | 5 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | GLOUCESTER POINT |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 100301 |
Source: Gloucester County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1846 HIGHLAND DR, GLOUCESTER POINT, VA 23062-2318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance ARCHWOOD MORTGAGE LLC |
| Jun 7, 2022 | Warranty Deed, Transfer · FHA Mortgage OVM FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2022 · Amount on Record |
| Deed Sale | Jun 7, 2022 · Amount on Record |
| Deed Document Number | 20223191 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 1846 HIGHLAND DR, GLOUCESTER PT, VA 23062-2318 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0240001304 |
|---|---|
| Date | Apr 15, 2024 |
| Instrument | 240001304 |
| Name | ARCHWOOD MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Jun 7, 2022 |
| Property Address | 1846 HIGHLAND DR, GLOUCESTER PT, VA 23062-2318 |
| Document Number | 0220003191 |
| Instrument Date | May 27, 2022 |
| Instrument | 220003191 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1846 HIGHLAND DR, GLOUCESTER POINT, VA 23062-2318 |
| Document Number | 0220003192 |
|---|---|
| Date | Jun 7, 2022 |
| Instrument | 220003192 |
| Name | OVM FINANCIAL INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Number | 0220003193 |
|---|---|
| Date | Jun 7, 2022 |
| Instrument | 220003193 |
| Name | OVM FINANCIAL INC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 1, 2032 |
| Rate Type | Fixed Rate |
|---|
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,576.00 (+11.3%) | $270,250 (+17.15%) Land $70,720 Building $199,530 | $270,250 (+17.15%) Land $70,720 Building $199,530 |
| 2025 | $1,416.00 (+5.36%) | $230,690 (-) Land $70,720 Building $159,970 | $230,690 (-) Land $70,720 Building $159,970 |
| 2024 | $1,344.00 | $230,690 (-) Land $70,720 Building $159,970 | $230,690 (-) Land $70,720 Building $159,970 |
| 2023 | $1,344.00 (+18.41%) | $230,690 (+47.28%) Land $70,720 Building $159,970 | $230,690 (+47.28%) Land $70,720 Building $159,970 |
| 2022 | $1,135.00 | $156,630 Land $56,920 Building $99,710 | $156,630 Land $56,920 Building $99,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (1998–2009) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Nov 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
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