1846 Davis Creek Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1846 Davis Creek Rd, Murphy, NC 28906

Property Summary

Property TypeOther Improved
Lot Size48.6 acres (2,119,630 sqft)
OwnerIndividual Name on File
Last Sale$179,000 (Jan 2022)
Tax Bill$141 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Jan 2022 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN459600438417000

Property Details

APN / Parcel Number

Primary APN459600438417000
Alternative APNs
  • 16614
  • 56614

Exterior

Lot Area2,119,630 sqft (48.6 acres)
Lot Width30 ft Width
TerrainWooded

Location & Zoning

Account Number56614
Street Address1846 DAVIS CREEK RD
CityMURPHY
StateNC
Zip28906
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionFR CHARTIER 1150/606
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group1
Census Block1000
Census Tract930300

Owner

1846 Davis Creek Rd is owned and occupied by an individual who bought it in January 2022.

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1840 DAVIS CREEK RD, MURPHY, NC 28906-9749
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2023Deed of Trust, Mortgage · Line of Credit
NANTAHALA BANK & TRUST COMPANY
Jan 26, 2022Warranty Deed, Transfer · Line of Credit
CAROLINA FARM CREDIT ACA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 2022 · Amount on File
Deed SaleJan 26, 2022 · Amount on File
Prior SaleApr 7, 2005 · Amount on File
Deed Document Number524
Deed Book / Page1702 / 697
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address1846 DAVIS CREEK RD, MURPHY, NC 28906
Transaction TypeMortgage
Record UpdatedOct 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1840 DAVIS CREEK RD, MURPHY, NC 28906-9749

Mortgage

Document Number001727/651
DateJan 4, 2023
Book Page1727/651
Instrument34
Lender
NameNANTAHALA BANK & TRUST COMPANY
TypeBank
AddressFRANKLIN, NC 28734
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJan 3, 2038
Interest
Rate TypeAdjustable Rate

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateJan 26, 2022
Property Address1846 DAVIS CREEK RD, MURPHY, NC 28906
Document Number001702/697
Book / Page1702 / 697
Instrument DateJan 20, 2022
Instrument524
Transaction TypeTransfer
Record UpdatedOct 16, 2023

Transaction

AmountAmount on Record
Tax$358.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1466, MURPHY, NC 28906-1466

Transferred To (Grantee/Buyer)

NameVerified Name
Address1840 DAVIS CREEK RD, MURPHY, NC 28906-9749

Mortgage

Document Number0001702700
DateJan 26, 2022
Instrument1702/700
Lender
NameCAROLINA FARM CREDIT ACA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJan 1, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1846 Davis Creek Rd was $141.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$141.00$21,130$163,120 Land $158,050 Building $5,070
2023$21,130$163,120 Land $158,050 Building $5,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1846 Davis Creek Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1846 Davis Creek Rd is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 97% of North Carolina
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blue Ridge Mountain EMC
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30
Frontier
DSL
10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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