1846 7th St, Saint Paul, MN 55110 Property Records

Ramsey County property record for 1846 7th St, Saint Paul, MN 55110

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,066 sqft · built 1962
Lot Size0.168 acres (7,320 sqft)
Owner2 Individual Names on File
Last Sale$340,000 (Apr 2026)
Tax Bill$3,620 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Jul 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN14-30-22-23-0067

Property Details

APN / Parcel Number

Primary APN14-30-22-23-0067
Alternative APNs
  • 8317042
  • 357819

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,066 sqft Living Area
1st Floor Area1,066 sqft
Basement Area500 sqft
Finished Basement500 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area7,320 sqft (0.168 acres)
Lot Dimensions120 ft deep x 61 ft wide
View / LotNeighborhood / Spot

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number357819
Street Address1846 7TH ST
CitySAINT PAUL
StateMN
Zip55110-6827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINTERLAKE PARK PLAT 2 LOT 10 BLK 9
Legal Range22
Legal Township30
Legal Section14
Legal SubdivisionINTERLAKE PARK PLAT 2
Legal Block9
Legal Lot Number10
JurisdictionRAMSEY MN
Township / Civil DivisionWHITE BEAR LAKE
Census Block Group3
Census Block3003
Census Tract40502

Owner

1846 7th St is owned and occupied by two individuals who bought it in April 2026.

Source: Ramsey County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address1846 7TH ST, SAINT PAUL, MN 55110-6827
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Jul 23, 2024Warranty Deed, Transfer · Conventional Mortgage
TRUSTAR FCU
Jul 23, 2024Affidavit of Death of Joint Tenant, Transfer
TITLE SMART INC, TITLESMART INC
Jun 27, 2024Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2026 · Amount on File
Deed SaleApr 21, 2026 · Amount on File
Prior SaleJul 12, 2024 · Amount on File
Deed Document Number20265103177
Prior Transfer DateOct 12, 2018
Prior Transfer Doc0004732164
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateApr 21, 2026
Property Address1846 7TH ST, SAINT PAUL, MN 55110-6827
Document Number0A05103177
Instrument DateApr 15, 2026
Instrument20265103177
Transaction TypeTransfer
Record UpdatedJul 6, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$116,756.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1846 7TH ST, SAINT PAUL, MN 55110-6827

Mortgage

Document Number0005103178,
DateApr 21, 2026
Instrument20265103178
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate6%
Max Rate-1%

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateJul 23, 2024
Property Address1846 7TH ST, WHITE BEAR LAKE, MN 55110-6827
Document Number0A05032854
Instrument DateJul 12, 2024
InstrumentA05032854
Transaction TypeTransfer
Record UpdatedApr 29, 2026
Title CompanyTITLE SMART INC, TITLESMART INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$957.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1846 7TH ST, WHITE BEAR LAKE, MN 55110-6827

Mortgage

Document Number0A05032855
DateJul 23, 2024
InstrumentA05032855
Lender
NameTRUSTAR FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2054

July 2024: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionRAMSEY MN
Recording DateJul 23, 2024
Property Address1846 7TH ST, WHITE BEAR LAKE, MN 55110-6827
Document Number0A05032853
Instrument DateJul 9, 2024
InstrumentA05032853
Transaction TypeTransfer
Record UpdatedApr 29, 2026
Title CompanyTITLE SMART INC, TITLESMART INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25612 663RD ST, WABASHA, MN 55981

June 2024: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionRAMSEY MN
Recording DateJun 27, 2024
Property Address1846 7TH ST, WHITE BEAR LAKE, MN 55110-6827
Document Number0A05030080
Instrument DateMay 2, 2024
InstrumentA05030080
Transaction TypeTransfer
Record UpdatedApr 29, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25612 663RD ST, WABASHA, MN 55981

Tax Assessment & Valuation

The 2025 property tax bill for 1846 7th St was $3,620, up 13.3% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityWhite Bear Lake City
Unified School DistrictWhite Bear Lake School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$305,200 (+10.3%) Land $64,300 Building $240,900$305,200 (+10.3%) Land $64,300 Building $240,900
2025$3,620.00 (+13.27%) Homeowner's exemption$276,700 Land $64,300 Building $212,400$276,700 Land $64,300 Building $212,400
2024$3,196.00 (+5.55%)
2023$3,028.00 Homeowner's exemption$252,600 Land $64,300 Building $188,300$252,600 Land $64,300 Building $188,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1846 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1846 7th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWhite Bear Lake
serves 25,634 people · EPA ID MN1620024
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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