18459 CC Rd, Elberta, AL 36530 Property Records

Baldwin County property record for 18459 CC Rd, Elberta, AL 36530

Property Summary

Property Type	Rural Home
Details	1 bd · 1 ba · 546 sqft · built 2023
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on File
Last Sale	$194,000 (Aug 2021)
Tax Bill	$267 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2021 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49-07-25-0-000-006`

Property Details

APN / Parcel Number

Primary APN	`49-07-25-0-000-006`
Alternative APNs	`329089` `23703`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	546 sqft Heated Area
1st Floor Area	546 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	871,200 sqft (20 acres)
Utility Building	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	329089
Street Address	18459 CC RD
City	ELBERTA
State	AL
Zip	36530-3258
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	20 AC N1/2 OF THE NE1/4 OF THE SE1/4 SEC 25 T6S R5E LESS RDROW (WD/SURVIVORSHIP)
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	1
Census Block	1003
Census Tract	11601

Owner

18459 CC Rd, a rural home, is owned and occupied by an individual who bought it in August 2021.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	18459 CC RD, ELBERTA, AL 36530-3258
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Commercial Mortgage RIVER BANK & TRUST
Aug 10, 2021	Warranty Deed, Transfer · Line of Credit ALABAMA AG CREDIT ACA
Aug 10, 2021	Warranty Deed, Transfer · Line of Credit ALABAMA AG CREDIT ACA
Mar 16, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2021 · Amount on File
Deed Sale	Aug 10, 2021 · Amount on File
Deed Document Number	20211935244
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	18459 CC RD, ELBERTA, AL 36530-3258
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18459 CC RD, ELBERTA, AL 36530-3258

Mortgage

Document Number	0002214210
Date	Oct 3, 2025
Instrument	2214210

Lender

Name	RIVER BANK & TRUST
Type	Bank
Address	MOBILE, AL 36608

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 29, 2055

Interest

Rate Type	Adjustable Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Aug 10, 2021
Property Address	18459 CC RD, ELBERTA, AL 36530-3258
Document Number	0001935244
Instrument Date	Jul 3, 2021
Instrument	1935244
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3001 MARKOSKIE RD, ELBERTA, AL 36530

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1236 MORNING DR W ST, FOLEY, AL 36535

Mortgage

Document Number	0001935245
Date	Aug 10, 2021
Instrument	1935245

Lender

Name	ALABAMA AG CREDIT ACA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Aug 10, 2021
Property Address	18459 CC RD, ELBERTA, AL 36530-3258
Document Number	0001935244
Instrument Date	Jul 3, 2021
Instrument	1935244
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3001 MARKOSKIE RD, ELBERTA, AL 36530

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1236 MORNING DR W ST, FOLEY, AL 36535

Mortgage

Document Number	0001935245
Date	Aug 10, 2021
Instrument	1935245

Lender

Name	ALABAMA AG CREDIT ACA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALDWIN AL
Recording Date	Mar 16, 2018
Property Address	18459 CC RD, ELBERTA, AL 36530-3258
Document Number	0001685277
Instrument Date	Mar 2, 2018
Instrument	1685277
Transaction Type	Transfer
Record Updated	Mar 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$208.00
Additional	Partial Interest Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30001 MALKOSKIE RD ELBERTA AL 365303459, ELBERTA, AL 36530-3459

Tax Assessment & Valuation

The 2026 property tax bill for 18459 CC Rd was $267 with a homeowner's exemption, up 6.8% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$267.00 (+6.8%) Homeowner's exemption
2025	$250.00	$10,540 Land $2,180 Building $8,360	$279,400 Land $196,000 Building $83,400
2023	$322.00 (+1,092.59%) Homeowner's exemption	$11,520 (+1,075.51%)	$282,000 (+58.78%) Land $226,000 Building $56,000
2022	$27.00 Homeowner's exemption	$980	$177,600 Land $177,600
2021	$27.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18459 CC Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1998–2020)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18459 CC Rd is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 86% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on CC Rd

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