San Diego County property record for 1845 Windriver St, San Marcos, CA 92078
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,015 sqft · built 2006 |
| Lot Size | 0.124 acres (5,415 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $716,000 (Nov 2006) |
| Tax Bill | $13,976 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 679-211-29-00 |
| Primary APN | 679-211-29-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,015 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 5,415 sqft (0.124 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1845 WINDRIVER ST |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92078-1094 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPA |
| Legal Description | LOT 81 TR 015173 |
| Legal Subdivision | SAN MARCOS THE QUORUM |
| Legal Tract | 015173 |
| Legal Block | 1 |
| Legal Lot Number | 81 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20043 |
1845 Windriver St is owned and occupied by two individuals who acquired it in September 2021.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1845 WINDRIVER ST, SAN MARCOS, CA 92078-1094 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 20, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ANCHOR FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2006 · Amount on File |
| Deed Sale | Nov 13, 2006 · Amount on File |
| Deed Document Number | 2006805738 |
| Last Transfer Date | Sep 29, 2021 |
| Transfer Doc | 0000731003 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1845 WINDRIVER ST, SAN MARCOS, CA 92078-1094 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1845 WINDRIVER ST, SAN MARCOS, CA 92078-1094 |
| Document Number | 0000036444 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 2024-0036444 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 5, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 20, 2021 |
| Property Address | 1845 WINDRIVER ST, SAN MARCOS, CA 92078-1094 |
| Document Number | 0000731003 |
| Map Reference | MAP 15173 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 2021-0731003 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Title Company | WESTERN RESOURCES TITLE, WESTERN RESOURCES INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1845 WINDRIVER ST, SAN MARCOS, CA 92078-1094 |
| Document Number | 0000731004 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 2021-0731004 |
| Name | ANCHOR FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 1845 Windriver St was $13,976 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $978,277 (+2%) Land $423,615 Building $554,662 | |
| 2025 | $13,976.00 Homeowner's exemption | $959,096 Land $415,309 Building $543,787 |
| 2023 | $13,062.00 (+1.83%) Homeowner's exemption | $921,855 Land $399,183 Building $522,672 |
| 2022 | $12,827.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1845 Windriver St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1845 Windriver St is high, ranking above 71% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 46% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLECITOS WD serves 114,700 people · EPA ID CA3710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Spectrum Cable | 1,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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