1845 W Utopia Rd, Phoenix, AZ 85027 Property Records

Maricopa County property record for 1845 W Utopia Rd, Phoenix, AZ 85027

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,533 sqft · built 1975
Lot Size	0.21 acres (9,147 sqft)
Owner	Individual on Record
Last Sale	$330,000 (Aug 2022)
Tax Bill	$1,225 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`209-13-657`

Property Details

APN / Parcel Number

Primary APN	`209-13-657`
Alternative APN	`209136570`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,533 sqft Living Area
Gross Area	1,683 sqft
1st Floor Area	1,533 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	9,147 sqft (0.21 acres)
Parking Spaces	2 Parking Spaces
Pool Area	420 sqft
Porch	Patio
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1845 W UTOPIA RD
City	PHOENIX
State	AZ
Zip	85027-4522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	DESERT VALLEY ESTATES 5 MCR 174-28
Legal Range	3E
Legal Township	4N
Legal Section	30
Legal Subdivision	DESERT VALLEY ESTATES 5
Legal Lot Number	66
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2002
Census Tract	616600

Owner

Source: Maricopa County assessment roll, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	12130 W JESSIE CT, SUN CITY, AZ 85373-5628
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 12, 2022	Warranty Deed, Transfer · Commercial Mortgage CAPITAL FUND I LLC
Aug 12, 2022	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Jul 29, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2022 · Amount on Record
Deed Sale	Aug 12, 2022 · Amount on Record
Prior Sale	Jul 29, 2022 · Amount on Record
Deed Document Number	2022639623
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Apr 24, 2026
Property Address	1845 W UTOPIA RD, PHOENIX, AZ 85027-4522
Document Number	0000244633
Instrument Date	Apr 20, 2026
Instrument	2026244633
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	1845 W UTOPIA RD, PHOENIX, AZ 85027-4522

Mortgage

Document Number	0000244633,
Date	Apr 24, 2026
Instrument	2026244633

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1845 W UTOPIA RD, PHOENIX, AZ 85027-4522
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1845 W UTOPIA RD, PHOENIX, AZ 85027-4522

Mortgage

Document Number	0000787103
Date	Oct 19, 2022
Instrument	20220787103

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 12, 2022
Property Address	1845 W UTOPIA RD, PHOENIX, AZ 85027-4522
Document Number	0000639623
Map Reference	MB 174 PG 28
Instrument Date	Aug 4, 2022
Instrument	20220639623
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8194 W DEER VALLEY RD # RD106-51, RD106-51, PEORIA, AZ 85382-2127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12130 W JESSIE CT, SUN CITY, AZ 85373-5628

Mortgage

Document Number	0000639625
Date	Aug 12, 2022
Instrument	20220639625

Lender

Name	CAPITAL FUND I LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Aug 12, 2022
Property Address	1845 W UTOPIA RD, PHOENIX, AZ 85027-4522
Document Number	0000639624
Map Reference	MB 174 PG 28
Instrument Date	Aug 4, 2022
Instrument	20220639624
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12130 W JESSIE CT, SUN CITY, AZ 85373-5628

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 29, 2022
Property Address	1845 W UTOPIA RD, PHOENIX, AZ 85027-4522
Document Number	0000609137
Map Reference	MB 174 PG 28
Instrument Date	Jul 15, 2022
Instrument	20220609137
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 86024, PHOENIX, AZ 85080-6024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20118 N 67TH AVE STE 300, 300, GLENDALE, AZ 85308-4621
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Deer Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,100 (+168.69%)	$321,000 (-3.98%) Land $64,200 Building $256,800
2025	$1,225.00 (+2.94%)	$11,947 (-65.7%)	$334,300 (-4.02%) Land $66,800 Building $267,500
2024		$34,830	$348,300 Land $69,600 Building $278,700
2023	$1,190.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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