1845 W Dean Rd, Temperance, MI 48182 Property Records

Monroe County property record for 1845 W Dean Rd, Temperance, MI 48182

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,126 sqft · built 1985
Lot Size5.07 acres (220,849 sqft)
Owner2 Individual Names on File
Tax Bill$36 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN02-028-012-10

Property Details

APN / Parcel Number

Primary APN02-028-012-10

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,126 sqft Living Area
Basement Area928 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area220,849 sqft (5.07 acres)
Garage Area808 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Deck Area134 sqft
Utility Building2,400 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1845 W DEAN RD
CityTEMPERANCE
StateMI
Zip48182-9424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2A
Legal DescriptionSEC 28 T8S R7E 5.065 ACRES COM 665 FT S 89D 32M 52S W FR NE COR OF SEC 28 TH S 89D 32M 52S W 335 FT TH S 01D 46M E 659.43 FT
Legal Range07E
Legal Township08S
Legal Section28
JurisdictionMONROE MI
Township / Civil DivisionBEDFORD
Census Block Group2
Census Block2000
Census Tract833800

Owner

1845 W Dean Rd is owned and occupied by two individuals.

Source: Monroe County records, as of September 3, 2026

Owner of Record2 Individual Names on File
Mailing Address1845 W DEAN RD, TEMPERANCE, MI 48182-9424
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address1845 W DEAN RD, TEMPERANCE, MI 48182-9424
Transaction TypeMortgage
Record UpdatedJul 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1045 W DEAN RD, TEMPERANCE, MI 48182-9220

Mortgage

Document Number2021R13301
DateMay 17, 2021
Instrument2021R13301
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeVA Mortgage
AmountAmount on Record
Term357 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1845 W Dean Rd was $36 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
County SubdivisionBedford Township
Unified School DistrictBedford Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$360,200 Land $360,200$720,400 Land $720,400
2025$36.00 Homeowner's exemption
2023$9.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1845 W Dean Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2006)
Most Recent ClaimJun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1845 W Dean Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONROE SOUTH COUNTY
serves 33,816 people · EPA ID MI0004455
Water SourcePurchased surface water from CITY OF TOLEDO
Last State InspectionAug 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Frontier.

Nearby Properties on W Dean Rd

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