Marion County property record for 1845 SW 40th Pl, Ocala, FL 34471
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,845 sqft · built 1999 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Nov 2009) |
| Tax Bill | $9,638 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit May 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2393-009-000 |
| Primary APN | 2393-009-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,845 sqft Living Area |
| Gross Area | 7,157 sqft |
| 1st Floor Area | 3,845 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Modern |
| Exterior Material | Concrete Block |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 272 ft deep x 160 ft wide |
| Garage Type | Attached |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 420 sqft |
| Porch | Patio |
| Porch Area | 400 sqft |
| Patio Area | 12 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Street Address | 1845 SW 40TH PL |
|---|---|
| City | OCALA |
| State | FL |
| Zip | 34471-0169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | SEC 36 TWP 15 RGE 21 PLAT BOOK W PAGE 103 OAK CREEK CAVERNS LOT 9 |
| Legal Range | 21E |
| Legal Township | 15S |
| Legal Section | 36 |
| Legal Subdivision | OAK CREEK CAVERNS |
| Legal Lot Number | 9 |
| Jurisdiction | MARION FL |
| Township / Civil Division | OCALA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2401 |
1845 SW 40th Pl is owned and occupied by two individuals who acquired it in May 2018.
Source: Marion County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1845 SW 40TH PL, OCALA, FL 34471-0169 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · Line of Credit MAINSTREET COMMUNITY BANK OF FLORIDA |
| May 13, 2020 | Deed of Trust, Mortgage · Line of Credit MAINSTREET COMMUNITY BANK OF FLORIDA |
| Jul 8, 2019 | Deed of Trust, Mortgage · VA Mortgage HAMILTON GROUP FUNDING INC |
| May 24, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2009 · Amount on File |
| Deed Sale | Nov 3, 2009 · Amount on File |
| Prior Sale | Jan 25, 2006 · Amount on File |
| Deed Document Number | 200994743 |
| Deed Book / Page | 5273 / 1922 |
| Last Transfer Date | May 22, 2018 |
| Transfer Doc | 0067710727 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | May 21, 2026 |
| Property Address | 1845 SW 40TH PL, OCALA, FL 34471-0169 |
| Document Number | 0000065839 |
| Book / Page | 8915 / 802 |
| Instrument Date | May 14, 2026 |
| Instrument | 202665839 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1845 SW 40TH PL, OCALA, FL 34471-0169 |
| Document Number | 0000065839, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 8915/802 |
| Instrument | 202665839 |
| Name | MAINSTREET COMMUNITY BANK OF FLORIDA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 10, 2046 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 1845 SW 40TH PL, OCALA, FL 34471-0169 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0071881636 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 7188/1636 |
| Instrument | 2020049552 |
| Name | MAINSTREET COMMUNITY BANK OF FLORIDA |
|---|---|
| Type | Bank |
| Address | OCALA, FL 34475 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 10, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 1845 SW 40TH PL, OCALA, FL 34471-0169 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0069981444 |
|---|---|
| Date | Jul 8, 2019 |
| Book Page | 6998/1444 |
| Instrument | 2019070246 |
| Name | HAMILTON GROUP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT LAUDERDALE, FL 33323 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | May 24, 2018 |
| Property Address | 1845 SW 40TH PL, OCALA, FL 34471-0169 |
| Document Number | 0067710727 |
| Book / Page | 006771 / 000727 |
| Instrument Date | May 22, 2018 |
| Instrument | 50242 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1845 SW 40TH PL OCALA FL 344710169, OCALA, FL 34471-0169 |
The 2025 property tax bill for 1845 SW 40th Pl was $9,638 with a homeowner's exemption.
Source: Marion County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Marion County |
| Unified School District | Marion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,638.00 Homeowner's exemption | $634,615 Land $85,000 Building $549,615 | $634,615 Land $85,000 Building $549,615 |
| 2023 | $301.00 (+1.35%) | $327,173 (+3%) Land $85,000 Building $242,173 | $609,201 (+0.5%) Land $85,000 Building $524,201 |
| 2022 | $297.00 Disabled Person's exemption Veteran's exemption | $317,644 | $606,151 Land $85,000 Building $521,151 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1845 SW 40th Pl in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 7 (2004–2023) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1845 SW 40th Pl is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK CREEK CAVERNS public/private · serves 104 people · EPA ID FL3424638 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
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