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1845 Shumard Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1845 Shumard Ave, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,638 sqft · built 2019
Lot Size0.08 acres (3,484 sqft)
OwnerCompany Name on Record
Last Sale$332,000 (May 2022)
Tax Bill$4,954 (2025)
Deeds & MortgagesMay 2022 Sale
Aug 2019 Sale
Flood ZoneZone X (minimal risk)
APN06-26-31-0637-0001-0860

Property Details

APN / Parcel Number

Primary APN06-26-31-0637-0001-0860
Alternative APN
  • 263106063700010860

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,638 sqft Living Area
Gross Area2,105 sqft
1st Floor Area1,638 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleConventional
Exterior MaterialConcrete Block/Stucco
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area3,484 sqft (0.08 acres)
Garage TypeAttached
Garage Area336 sqft
PorchFinished/Open Porch
Porch Area131 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1845 SHUMARD AVE
CitySAINT CLOUD
StateFL
Zip34771-4883
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAKTREE POINTE VILLAS PB 26 PGS 73-74 LOT 86
Legal Range31E
Legal Township26S
Legal Section06
Legal SubdivisionOAKTREE POINTE VILLAS
Legal Lot Number86
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2008
Census Tract43600

Owner

Source: Osceola County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address8390 E VIA DE VENTURA, F110, SCOTTSDALE, AZ 85258-3189
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
May 5, 2022Warranty Deed, Transfer
NOT AVAILABLE, SPRUCE
Aug 12, 2019Grant Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2022 · Amount on Record
Deed SaleMay 5, 2022 · Amount on Record
Prior SaleAug 12, 2019 · Amount on Record
Deed Document Number202271534
Deed Book / Page6208 / 349
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 5, 2022
Property Address1845 SHUMARD AVE, SAINT CLOUD, FL 34771-4883
Document Number0062080349
Book / Page6208 / 349
Map ReferenceMB 26 PG 73&74
Instrument DateApr 28, 2022
Instrument2022071534
Transaction TypeTransfer
Record UpdatedMay 19, 2022
Title CompanyNOT AVAILABLE, SPRUCE

Transaction

AmountAmount Recorded
Tax$2,324.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1845 SHUMARD AVE, 1845, SAINT CLOUD, FL 34771-4883

Transferred To (Grantee/Buyer)

NameVerified Name
Address8390 E VIA DE VENTURA # 303, 303, SCOTTSDALE, AZ 85258-3188
InvestorPossibly a Property Investor

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateAug 12, 2019
Property Address1845 SHUMARD AVE, SAINT CLOUD, FL 34771-4883
Document Number0055712657
Book / Page005571 / 002657
Instrument DateAug 9, 2019
Instrument103676
Transaction TypeTransfer
Record UpdatedAug 27, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$1,662.26
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1836 ROPER RD ST CLOUD FL 347711711, ST CLOUD, FL 34771-1711

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,954.00 (-6.17%)$276,600 (-4.82%) Land $65,000 Building $211,600$276,600 (-4.82%) Land $65,000 Building $211,600
2024$5,280.00 (+0.82%)
2023$5,237.00 (+109.9%)$290,600 (+60.93%) Land $65,000 Building $225,600$290,600 (+20.18%) Land $65,000 Building $225,600
2022$2,495.00 Homeowner's exemption$180,577$241,800 Land $50,000 Building $191,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 148 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies148 in force
Nearby Flood Claims5 (2016–2022)
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

May also be available: CenturyLink, Verizon, Xfinity.

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