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1845 Settle St, Clermont, FL 34711 Property Records

Lake County property record for 1845 Settle St, Clermont, FL 34711 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,547 sqft Living Area
Lot Size10,807 sqft (0.248 acres)
OccupancyOwner Occupied
Last Sale$460,000 (2023)
Tax Bill$4,164.00 (2024)

Property Details

APN / Parcel Number

Primary APN25-22-25-0800-000-02300
Alternative APN
  • 1625866

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,547 sqft Living Area
Gross Area1,947 sqft Gross Area
1st Floor1,547 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Roof MaterialAsphalt Roof
Lot Area10,807 sqft (0.248 acres)
Depth X Width135 ft x 81 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage
ViewCanal View

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number1625866
Street Address1845 SETTLE ST
CityCLERMONT
StateFL
Zip34711-3352
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCLERMONT POINT PLACE LOT 23 PB 14 PG 28 ORB 6157 PG 768
Legal Range25E
Legal Township22S
Legal Section25
Legal SubdivisionPOINT PLACE
Legal Tract0800
Legal Lot Number23
JurisdictionLAKE FL
Minor Civil DivisionCLERMONT
Census Blockgroup1
Census Block1036
Census Tract31313

Owner

Source: Lake County records · APN 25-22-25-0800-000-02300

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1845 SETTLE ST, CLERMONT, FL 34711-3352
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST HORIZON BANK
Mar 24, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Mar 24, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 09, 2023 · Amount on Record
Deed SaleJun 09, 2023 · Amount on Record
Prior SaleDec 16, 2011
Deed Doc Number202368911
Deed Book / Page6157 / 768
Prior Transfer DateMar 23, 2023
Prior Transfer Doc0061130171
Record RefreshedJun 08, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJun 09, 2023
Property Address1845 SETTLE ST, CLERMONT, FL 34711-3352
Document Number0061570768
Book / Page6157 / 768
Map ReferenceMB 14 PG 28
Instrument DateJun 02, 2023
Instrument2023068911
Transaction TypeTransfer
Record UpdatedJun 21, 2023
Title CompanyMETES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,220.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8800 SPYGLASS LOOP, CLERMONT, FL 34711-8522

Transferred To (Grantee/Buyer)

NameVerified Name
Address1845 SETTLE ST, CLERMONT, FL 34711-3352

Mortgage

Document Number0006157770
DateJun 09, 2023
Instrument6157/770
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateJul 01, 2030
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.7%
IndexOther
Max Rate10.7%

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateMar 24, 2023
Property Address1845 SETTLE ST, CLERMONT, FL 34711-3352
Document Number0061130171
Book / Page6113 / 171
Map ReferenceMB 14 PG 28
Instrument DateMar 23, 2023
Instrument2023033416
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address8800 SPYGLASS LOOP, CLERMONT, FL 34711-8522

Transferred To (Grantee/Buyer)

NameVerified Name
Address8800 SPYGLASS LOOP, CLERMONT, FL 34711-8522

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateMar 24, 2023
Property Address1845 SETTLE ST, CLERMONT, FL 34711-3352
Document Number0061130169
Book / Page6113 / 169
Map ReferenceMB 14 PG 28
Instrument DateMar 23, 2023
Instrument2023033415
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address8800 SPYGLASS LOOP, CLERMONT, FL 34711-8522

Transferred To (Grantee/Buyer)

NameVerified Name
Address8800 SPYGLASS LOOP, CLERMONT, FL 34711-8522

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityClermont City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$285,051 (-) Land $112,500 Building $172,551$285,051 (-) Land $112,500 Building $172,551
2025$285,051 (+130.53%) Land $112,500 Building $172,551$285,051 (+1.88%) Land $112,500 Building $172,551
2024$4,164.00 (+209.82%)
2023$1,344.00 (-1.61%)$123,650 (+3%)$279,780 (+4.68%) Land $112,500 Building $167,280
2022$1,366.00 Homeowner's exemption Widower's exemption$120,050$267,280 Land $100,000 Building $167,280

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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