1845 S E St, Richmond, IN 47374 Property Records

Wayne County property record for 1845 S E St, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,200 sqft · built 1932
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on File
Last Sale	$82,500 (Apr 2013)
Tax Bill	$1,534 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`029-43140-00`

Property Details

APN / Parcel Number

Primary APN	`029-43140-00`
Alternative APNs	`89-18-04-410-302.000-030` `500441030200029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,200 sqft Living Area
1st Floor Area	2,200 sqft
Attic	Attic
Attic Area	2,200 sqft
Basement Area	1,100 sqft
Unfinished Basement	1,100 sqft
Family Room	Family Room

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1975
Construction Type	Wood
Roof Material	Asphalt
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	500441030200029
Street Address	1845 S E ST
City	RICHMOND
State	IN
Zip	47374-6464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	LOT 10 COMMONS 1ST
Legal Subdivision	COMMONS FIRST ADDITION
Legal Lot Number	10
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1013
Census Tract	1000

Owner

1845 S E St is owned and occupied by an individual who acquired it in November 2023.

Source: Wayne County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	1845 S E ST, RICHMOND, IN 47374-6464
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT LP
Apr 12, 2024	Deed of Trust, Mortgage · Line of Credit THREE RIVERS FCU
Nov 21, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WEST END BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2013 · Amount on File
Deed Sale	Apr 16, 2013 · Amount on File
Deed Document Number	20133309
Last Transfer Date	Nov 21, 2023
Transfer Doc	2023009006
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Recording Date	Sep 10, 2026
Property Address	1845 S E ST, RICHMOND, IN 47374-6464
Document Number	0000006750
Instrument Date	Aug 7, 2026
Instrument	20266750
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1845 S E ST, RICHMOND, IN 47374-6464

Mortgage

Document Number	0000006750,
Date	Sep 10, 2026
Instrument	20266750

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	200 Months
Due	May 1, 2043

Interest

Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	1845 S E ST, RICHMOND, IN 47374-6464
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024002493
Date	Apr 12, 2024
Instrument	2024002493

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Mar 25, 2029

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE IN
Recording Date	Nov 21, 2023
Property Address	1845 S E ST, RICHMOND, IN 47374-6464
Document Number	2023009006
Instrument Date	Nov 21, 2023
Instrument	2023009006
Transaction Type	Transfer
Record Updated	Dec 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1845 S E ST, RICHMOND, IN 47374-6464

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	1845 S E ST, RICHMOND, IN 47374-6464
Transaction Type	Mortgage
Record Updated	May 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019003028
Date	Apr 22, 2019
Instrument	2019003028

Lender

Name	WEST END BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	May 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 1845 S E St was $1,534, up 4.6% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,534.00 (+4.57%)	$170,500 Land $15,800 Building $154,700	$170,500 Land $15,800 Building $154,700
2024	$1,467.00
2023		$128,300 (+23.96%) Land $11,800 Building $116,500	$128,300 (+23.96%) Land $11,800 Building $116,500
2022	$1,034.00 Homeowner's exemption	$103,500 Land $11,500 Building $92,000	$103,500 Land $11,500 Building $92,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1845 S E St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1845 S E St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: BridgeMAXX Suncoast Broadband, T-Mobile, Verizon.

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