1845 Reed Ave, Jerome (Springfield), IL 62704 Property Records

Sangamon County property record for 1845 Reed Ave, Jerome, IL 62704

Property Summary

Property Type	Single Family Home
Lot Size	0.277 acres (12,092 sqft)
Owner	Individual Name on File
Last Sale	$102,900 (Oct 2015)
Tax Bill	$2,419 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-08.0-105-004`

Property Details

APN / Parcel Number

Primary APN	`22-08.0-105-004`
Alternative APN	`22080105004 (CHECK DIGIT = 2)`

Exterior

Lot Area	12,092 sqft (0.277 acres)

Location & Zoning

Account Number	22080105004
Street Address	1845 REED AVE
City	SPRINGFIELD
State	IL
Zip	62704-4871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 15' L 10 & ALL L 11 LELAND ADDN PT NW 8-15-5
Legal Subdivision	LELAND ADD
Jurisdiction	SANGAMON IL
Township / Civil Division	WOODSIDE
Census Block Group	3
Census Block	3002
Census Tract	2801

Owner

1845 Reed Ave is owned and occupied by an individual who bought it in October 2015.

Source: Sangamon County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1845 REED AVE, SPRINGFIELD, IL 62704-4871
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Feb 26, 2018	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2015 · Amount on File
Deed Sale	Oct 7, 2015 · Amount on File
Prior Sale	Dec 11, 1995 · Amount on File
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1845 REED AVE, JEROME, IL 62704-4871
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R20781
Date	Aug 2, 2021
Instrument	2021R20781

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1845 REED AVE, JEROME, IL 62704-4871
Transaction Type	Mortgage
Record Updated	Mar 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R03733
Date	Feb 26, 2018
Instrument	2018R03733

Lender

Name	LOW VA RATES
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.87%
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 1845 Reed Ave was $2,419 with a homeowner's exemption.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Woodside Township
Municipality	Jerome Village
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,419.00	$36,860 Land $8,589 Building $28,271	$110,580 Land $25,767 Building $84,813
2022	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$30,045 Land $7,001 Building $23,044	$90,135 Land $21,003 Building $69,132

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1845 Reed Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1981–2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1845 Reed Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEROME serves 1,600 people · EPA ID IL1670600
Water Source	Purchased surface water from SPRINGFIELD
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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