Rowan County property record for 1845 Rainey Rd, Salisbury, NC 28146
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,040 sqft · built 1989 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $116,500 (Mar 2019) |
| Tax Bill | $821 (2026) |
| Deeds & Mortgages | Feb 2024 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 356 310 |
| Primary APN | 356 310 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 64 sqft |
| Storage Building | 80 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1845 RAINEY RD |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28146-8985 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .30AC |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | GOLD HILL |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 51002 |
1845 Rainey Rd is owned and occupied by an individual who bought it in March 2019.
Source: Rowan County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1845 RAINEY RD, SALISBURY, NC 28146-8985 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2024 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 22, 2019 | Warranty Deed, Transfer · FHA Mortgage STEARNS LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2019 · Amount on File |
| Deed Sale | Mar 22, 2019 · Amount on File |
| Prior Sale | Apr 9, 2013 · Amount on File |
| Deed Book / Page | 1324 / 920 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 1845 RAINEY RD, SALISBURY, NC 28146-8985 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1845 RAINEY RD, SALISBURY, NC 28146-8985 |
| Document Number | 0014360686 |
|---|---|
| Date | Feb 5, 2024 |
| Book Page | 1436/686 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 302 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Mar 22, 2019 |
| Property Address | 1845 RAINEY RD, SALISBURY, NC 28146-8985 |
| Document Number | 0013240920 |
| Book / Page | 1324 / 0920 |
| Instrument Date | Mar 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $233.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 453, FAITH, NC 28041-0453 |
| Name | Verified Name |
|---|---|
| Address | 1845 RAINEY RD, SALISBURY, NC 28146-8985 |
| Document Number | 13240921 |
|---|---|
| Date | Mar 22, 2019 |
| Instrument | 1324/0921 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2026 property tax bill for 1845 Rainey Rd was $821.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $821.00 | $122,579 Land $26,000 Building $96,579 | $122,579 Land $26,000 Building $96,579 |
| 2023 | $821.00 | $122,579 Land $26,000 Building $96,579 | $122,579 Land $26,000 Building $96,579 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1845 Rainey Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1845 Rainey Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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