1845 Oak Ter, Newcastle, CA 95658 Property Records

Placer County property record for 1845 Oak Ter, Newcastle, CA 95658

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,812 sqft · built 1972
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Oct 2007)
Tax Bill	$9,021 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`042-022-027-000`

Property Details

APN / Parcel Number

Primary APN	`042-022-027-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,812 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	91,476 sqft
Garage Area	1,086 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1845 OAK TE
City	NEWCASTLE
State	CA
Zip	95658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAB100
Legal Description	2.1 A FR SEC 30 12 8
Legal Range	8E
Legal Township	12N
Legal Section	30
Legal Subdivision	DUDLEY JAS. F. PROP. (SURVEY)
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	2
Census Block	2000
Census Tract	20502

Owner

1845 Oak Ter is owned and occupied by two individuals who acquired it in January 2024.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1845 OAK TER, NEWCASTLE, CA 95658-9731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 31, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISTAR MORTGAGE CORP
Jul 25, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jul 25, 2017	Quit Claim Deed, Transfer · Conventional Mortgage WESTERN BANCORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2007 · Amount on File
Deed Sale	Oct 29, 2007 · Amount on File
Deed Document Number	2007102566
Last Transfer Date	Jan 24, 2024
Transfer Doc	0000041577
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1845 OAK TER, NEWCASTLE, CA 95658-9731
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1845 OAK TER, NEWCASTLE, CA 95658-9731

Mortgage

Document Number	0000111380
Date	Sep 2, 2021
Instrument	2021-0111380

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1845 OAK TER, NEWCASTLE, CA 95658-9731
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1845 OAK TER, NEWCASTLE, CA 95658-9731

Mortgage

Document Number	0000046545
Date	Aug 31, 2023
Instrument	2023-0046545

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1845 OAK TER, NEWCASTLE, CA 95658-9731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068158
Date	Jul 8, 2020
Instrument	2020-0068158

Lender

Name	AMERISTAR MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	May 1, 2050

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Jul 25, 2017
Property Address	1845 OAK TER, NEWCASTLE, CA 95658-9731
Document Number	0000055348
Instrument Date	Jul 14, 2017
Instrument	55348
Transaction Type	Transfer
Record Updated	Aug 4, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1845 OAK TER NEWCASTLE CA 956589731, NEWCASTLE, CA 95658-9731

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Jul 25, 2017
Property Address	1845 OAK TER, NEWCASTLE, CA 95658-9731
Document Number	0000055349
Instrument Date	Jul 14, 2017
Instrument	55349
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1845 OAK TER NEWCASTLE CA 956589731, NEWCASTLE, CA 95658-9731

Mortgage

Document Number	55350
Date	Jul 25, 2017
Instrument	55350

Lender

Name	WESTERN BANCORP
Type	Bank
Address	5671 SANTA TERESA BLVD # 100, SAN JOSE, CA 95123-6513

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1845 Oak Ter was $9,021 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Newcastle Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$870,844 (+2%) Land $241,150 Building $629,694
2025	$9,021.00 Homeowner's exemption	$853,770 Land $236,422 Building $617,348
2023	$8,907.00 (+13.99%) Homeowner's exemption	$820,620 Land $227,243 Building $593,377
2022	$7,814.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1845 Oak Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1845 Oak Ter is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	1,500 / 1,500
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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